100 Percent Mortgage Calculator

Let us find the juiciest quote for you

Our 100% mortgage calculator can help you work out how much you can afford to borrow for your new home.

100% deals are very popular with first time buyers who can’t afford a deposit. First Mortgage scours the whole of the market, sourcing the best deal from thousands of offers. Our 100% mortgage calculator gives you a good idea of how much your repayments will be each month.

Use our 100% mortgage calculator

What is a 100% mortgage?

A 100% mortgage means that you borrow the full value of the property - without providing a deposit. It’s a popular option for those who can’t afford or are unwilling to pay a deposit. With house prices continuing to rise, this is a very useful arrangement for people looking to get a foot on the property ladder.

Before you use the 100% mortgage calculator...

...It’s worth considering all of your options. 100% deals aren’t right for everyone. Whenever you borrowing over 90% of your property value the interest rates tend to be higher, reflecting the risk to the lender. If you have a deposit available, you might be more suited to a different deal. However, if you are looking for a way to purchase a house without having to save up thousands for a deposit, this is an excellent option. With many deals it is also possible to switch mortgages at a later date.

Alternatively, we have our new Family Equity Loan Plan which lets a parent or close relative take an equity stake in the property.

Feel free to give us a call us on 0845 603 1525 for more advice, assistance and information. We are happy to discuss your situation and help you use our 100% mortgage calculator.

Use our 100% mortgage calculator

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