100 Percent mortgage deals

Let us find the juiciest quote for you

A 100% mortgage deal is a popular choice for first time buyers who are unable to afford a deposit on a new home.

There are hundreds of offers available across the UK - making it a headache trying to the find the best one! First Mortgage is an impartial broker that you can bank on. We scour the whole of the market for the best 100% mortgage deals, saving you time, effort and money.

Apply for a 100% mortgage deal

What is a 100% mortgage?

With a 100% mortgage deal you can borrow the whole value of the property (instead of covering 5-15% of the total price with a cash deposit). As house prices continue to rise and it becomes harder to get a foot on the property ladder, many first time buyers are attracted to 100% arrangements.

Is a 100% mortgage deal right for you?

100% mortgages aren’t right for everyone. Borrowing anything over 90% of your property value is a higher risk to the lender, so interest rates are generally higher. If you can afford a deposit, you may benefit from lower interest rates and a shorter repayment term. However, if you are looking for a way to purchase a house without having to save up thousands for a deposit, this is an excellent option. With many 100% mortgage deals it is also possible to switch mortgages at a later date.

Alternatively, we have our new Family Equity Loan Plan which lets a parent or close relative take an equity stake in the property.

Call us on 0845 603 1525 for a free consultation with a member of our friendly and experienced team. We are happy to discuss your situation and help you choose the best option.

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Unsure where to start? Call our advice team now for free, impartial, experienced advice. Call us