125 Percent Remortgage
Lowest payment guaranteed
Thinking of remortgaging your house? A 125% remortgage allows you to borrow up to 125% of your property value, freeing up cash for home improvements, investments, a new car or anything else you might need! There are dozens of fixed or variable rate 125% remortgage lenders in the UK and First Mortgage can search the whole of the market for you. We are so confident that we can find the lowest 125% remortgage that if you find a better deal we’ll happily match it - and pay double the payment difference for the first year!
Apply for a 125% remortgage with First Mortgage now
Regrettably, there are currently no mortgage lenders in the UK offering 125% remortgages. All such products were withdrawn from the market at the start of 2008, as mortgage lenders started to experience difficulties in securing funding for these products.
It may be that mortgage lenders will re-enter this market, should their confidence in the financial markets return. Until then, remortgages are only likely to be available up to 95% and lenders are likely to require a deposit of 3% or more from people looking to purchase a property.
Why get a 125% remortgage?
Remortgaging can be one of the best ways to save money, cut your monthly outgoings or raise cash on your property. With a 125% remortgage you can borrow an extra 25% on top of the property value and use the cash for any reasonable purpose.
Is a 125% remortgage right for you?
A 125% remortgage won’t suit everyone. Due to increased risks for the lender, interest rates are generally higher when you borrow anything over 90% of your property value. Your monthly repayments may therefore be larger than with a conventional mortgage deal. However, with many 125 % remortgage deals it is possible to switch mortgages at a later date. You may also want to find out more about the following remortgage types:
Poor/bad credit remortgages - No matter what your financial history, you can find a remortgage deal to suit you
Student remortgages - Usually backed by a guarantor, student remortgages are a good way to save cash on repayments
Divorce remortgages - Refinance after a divorce or separation
Self-certified remortgages - A different way to arrange a remortgage if you are unable or unwilling to prove income
100% remortgages - Deals that require zero deposit
Debt consolidation remortgages - Help alleviate financial pressures by consolidating your debts
Apply for a 125% remortgage with First Mortgage now
Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your situation and help you choose the best 125% remortgage option.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
Unsure where to start? Call our advice team now for free, impartial, experienced advice. Call us
Guaranteed!
With a whole of market choice that simply won't be beaten, find better and we happily match this while refunding TWICE the first years payments difference - guaranteed!
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