125 percent mortgage quote
Let us find the juiciest quote for you
Find a 125% mortgage quote with First Mortgage – the impartial broker you can bank on.
Regrettably, there are currently no mortgage lenders in the UK offering 125% mortgages. All such products were withdrawn from the market at the start of 2008, as mortgage lenders started to experience difficulties in securing funding for these products.
We currently have one 100% mortgage available to first or second time buyers who are able to provide a guarantor. Alternatively, we have our new Family Equity Loan Plan which lets a parent or close relative take an equity stake in the property.
It may be that more mortgage lenders will re-enter this market, should their confidence in the financial markets return. Until then, mortgages are only likely to be available up to 90% and lenders are likely to require a deposit of 5-10% or more from people looking to purchase a property.
We scour the whole of the UK market for the best deals. Our service is totally free and impartial. Call us now on 0845 603 1525 to arrange an immediate 125% mortgage quote.
What is a 125% mortgage?
If you can’t afford a deposit on a new home, need extra funds for removals and renovations or even want to consolidate debts, a 125% mortgage could be the best option for you. This type of deal allows you to borrow up to 25% more that the value of your property. Usually, 95% is arranged as a mortgage and the remaining 30% is an unsecured loan with the same rates at the mortgage. For this reason many people choose to consolidate credit and store card debt into one manageable monthly sum.
Make sure that you don’t overstretch your finances by borrowing more than you can afford to repay. If you don’t keep up your monthly repayments you run the risk of losing your home. Visit our calculator page to find out what you can borrow without going over your budget.
Arranging a 125% mortgage quote…
You can arrange an immediate 125% mortgage quote by calling us now on 0845 603 1525 or filling in your details online. Although interest rates are generally higher with this type of deal compared with a standard mortgage, we can guarantee to find you the best deal on the market.
Find a 125% mortgage quote with First Mortgage now
Call us on 0845 603 1525 for a free 125% mortgage quote and a consultation with one of our friendly and experienced team. We are happy to discuss your situation and help you choose the best option.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
Unsure where to start? Call our advice team now for free, impartial, experienced advice. Call us
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With a whole of market choice that simply won't be beaten, find better and we happily match this while refunding TWICE the first years payments difference - guaranteed!
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