125 percent remortgage deals

FREE Whole of Market Advice

There are hundreds of 125% remortgage deals in the UK and finding the right one can be time consuming and frustrating.

Regrettably, there are currently no mortgage lenders in the UK offering 100% or 125% remortgages. All such products were withdrawn from the market at the start of 2008, as mortgage lenders started to experience difficulties in securing funding for these products.

It may be that mortgage lenders will re-enter this market, should their confidence in the financial markets return. Until then, remortgages are only likely to be available up to 90% and lenders are likely to require a deposit of 5-10% or more from people looking to purchase a property.

If you’re searching for a 125% remortgage deal, First Mortgage can help you find the very best offers from the whole of the UK market. We don’t charge a thing for our service, providing a totally impartial and free market search.

Find a 125% remortgage deal with First Mortgage

What is a 125% remortgage?

With a 125% remortgage you can borrow 25% more than your property value - and use the extra cash for anything from debt consolidation to a dream holiday. It’s also a popular mortgage arrangement with first time buyers, who can’t afford a deposit and associated fees (stamp duty etc).

Is a 125% remortgage deal right for you?

125% remortgage deals are not the right arrangements for everyone. If you’re looking to borrow a large sum of money, then you could take advantage of the generally lower rates of mortgages compared to unsecured personal loans. However, rates are still higher than with standard offers, and your monthly repayments will increase.

Apply for a 125% remortgage deal with First Mortgage now

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