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125 percent remortgage rates

FREE Whole of Market Advice

There are some great value 125% remortgage rates available through dozens of UK lenders - but it can be difficult trying to find the right one.

Regrettably, there are currently no mortgage lenders in the UK offering 100% or 125% remortgages. All such products were withdrawn from the market at the start of 2008, as mortgage lenders started to experience difficulties in securing funding for these products.

It may be that mortgage lenders will re-enter this market, should their confidence in the financial markets return. Until then, remortgages are only likely to be available up to 90% and lenders are likely to require a deposit of 5-10% or more from people looking to purchase a property.

First Mortgage is an impartial broker that searches the whole of the market. We provide a completely FREE service that will find the best 125% remortgage rates for you.

Find great value 125% remortgage rates with First Mortgage now

What is a 125% remortgage?

By taking out a 125% remortgage you can borrow 25% on top of the value of your home. If you need extra cash for any reasonable purpose (for example home repairs, a new car, a dream holiday, investments, a buy to let property) then this can be a good way to raise funds. It’s also a way to consolidate credit card and unsecured loan debt.

Is a 125% remortgage rate right for you?

125% remortgage rates are generally much higher than standard deals. This is because the lender takes a bigger risk in lending such a large sum of money. However, you may still pay less than with credit cards and unsecured loans, making it a good way to consolidate debts. Just bear in mind that your repayment term will be increased, as will your monthly repayments.

Find the lowest 125% remortgage rates with First Mortgage

Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your situation and help you choose the best 125% remortgage rate.



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