Mortgages Types > Poor or Bad credit (...) > Bad credit mortgage calculator

Bad credit mortgage calculator

Let us find the juiciest quote for you

Work out how much you can afford to borrow with our bad credit mortgage calculator.

Though deals vary from lender to lender, First Mortgage’s calculator can give you a good idea of how much you will need to repay each month. We search the whole of the market for the best deals - and we won’t charge you a thing for our service. Use our bad credit mortgage calculator to find the best repayment option. If you find a better deal - we’ll happily match it, AND pay double the difference for the first year!

Use our bad credit mortgage calculator

What is a bad credit deal?

Even of you have a poor or bad credit history, we can find a deal to suit you. If you have CCJs, bankruptcy, arrears or defaults, there are still lenders offering competitive rates and deals. You may have to pay a slightly higher rate than someone with good credit history, as the lender will see it as a larger risk to lend the money. With First Mortgage you can find the best possible deal and minimise the penalty for bad credit history.

Using the bad credit mortgage calculator...

Simply type in your required amount, your interest rate and your repayment term - then press the calculate button. Our bad credit mortgage calculator will give you a monthly figure. For an exact quote click here, or phone us now on 0845 603 1525. You may also want to take a look at our mortgage protection page for various forms of insurance that can give you the peace of mind of knowing that your payments will be made in the event of illness, injury or redundancy.

If you would like further information or assistance, feel free to call us on 0845 603 1525. We are happy to answer any questions that you may have and arrange an immediate quote.

The overall cost for comparison is 8.5% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.



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  • Our whole of market service provides an unbeatable choice of mortgage lender.
  • We have negotiated many ‘Exclusive’ market leading deals for our clients only.
  • Your own dedicated mortgage advisor manages your application from start to finish.
  • We do all the paperwork and work with lenders to ensure everything goes smoothly.
  • Our mortgage advisors are expert in every type of money saving remortgage.
  • Branches throughout Scotland
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  • Scotland’s longest established mortgage advisors
Why use First Mortgage?

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First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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- A first class service and will recommend them to all my friends - E Klimek
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