Bad credit mortgage deals
Let us find the juiciest quote for you
There are dozens of lenders in the UK with specialist bad credit mortgage deals. No matter what your situation (CCJs, defaults, arrears or even bankruptcy) there is a mortgage deal for you.
First Mortgage scours the whole of the market for the best value bad credit mortgage deals. Totally free and impartial, First Mortgage is the mortgage broker you can bank on.
What is a bad credit mortgage deal?
Financial problems are becoming more and more common in the UK. Many mortgage lenders will not lend to anyone that has had CCJs, defaults, arrears or bankruptcy, but there are some companies who will. The drawback is that some will charge higher interest rates than normal mortgage deals because you are seen as a higher risk. However, with First Mortgage you can find the best possible deal and minimise the penalty for poor credit history.
Other types of deals...
You can find out more about other types of mortgage through First Mortgage. Even if you have a bad credit history, we may be able to help you arrange one of the following deals:
Debt consolidation - Help alleviate financial pressures by consolidating your debts
100% mortgages - requires no deposit
Equity release - Use the value of your home to release cash in a lump sum, or instalments
Self-certification - A different way to arrange a loan if you are unable or unwilling to prove income
Shared equity - The lender receives a share of the equity and receives a percentage of the on-sale of the house
LIFT Mortgages - Scottish Government scheme to help people on a low incomes afford a house
Right to Buy - buy your council home at a discounted price
If you would like further advice, assistance or information about bad credit deals, call us on 0845 603 1525 for a FREE consultation. Our friendly, experienced team are waiting to take your call...
The overall cost for comparison is 8.5% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
- Our whole of market service provides an unbeatable choice of mortgage lender.
- We have negotiated many ‘Exclusive’ market leading deals for our clients only.
- Your own dedicated mortgage advisor manages your application from start to finish.
- We do all the paperwork and work with lenders to ensure everything goes smoothly.
- Our mortgage advisors are expert in every type of money saving remortgage.
- Branches throughout Scotland
- Specialist help for first time buyers and homemovers with Property Law Centre
- Scotland’s longest established mortgage advisors
First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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Don’t just take our word for it....
Read our testimonials to find out what our clients think of us!
A first class service and will recommend them to all my friends - E Klimek
Thank you so much for guiding me through all stages with expertise, you filled me with so much confidence - D More
My advisor and branch manager made the home buying process a joy! - S Tilston
We received the best dealings we have ever had from first mortgage - I MacDonald
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