Let us find the juiciest quote for you
However, First Mortgage is a totally impartial, completely FREE broker that scours the whole of the market for you. We source the best value bad credit mortgage rates, for anyone with CCJs, defaults, arrears or even bankruptcy in their financial history. If you find a better rate, we will happily match it and pay twice the difference for the first year - guaranteed!
An increasing number of people in the UK experience some kind of credit problems at some stage during their lives. This can be anything from poor credit ratings to bankruptcy. Many lenders will not offer mortgages to people with poor credit. However, many companies will consider lending to you, at a higher interest rate, as the lender will see it as a larger risk to lend the money. With First Mortgage you can find the best possible bad credit mortgage rates.
The lowest bad credit mortgage rates
We can help you find the best deals anywhere. You may also want to find out more about other types of mortgage. Even if you have a bad credit history, we may be able to help you arrange one of the following deals:
Debt consolidation - Help alleviate financial pressures by consolidating your debts
100% - Deals that require no deposit
125% - Borrow more than the house value to pay for stamp duty, renovations etc.
Equity release - Use the value of your home to release cash in a lump sum, or instalments
Self-certification - A different way to arrange a deal if you are unable or unwilling to prove income
Shared equity - The lender receives a share of the equity and receives a percentage of the on-sale of the house
LIFT Mortgage Scheme - Scheme to help people on a low income afford a house
Right to Buy - An initiative that allows you to buy your council home at a discount price
Apply for a poor credit mortgage
Call us on 0845 603 1525 for more information, advice and assistance. We’re happy to discuss your situation and help you arrange the best deal.
The overall cost for comparison is 8.5% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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A first class service and will recommend them to all my friends - E Klimek
Thank you so much for guiding me through all stages with expertise, you filled me with so much confidence - D More
My advisor and branch manager made the home buying process a joy! - S Tilston
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