How Much Can I Borrow Calculator

Let us find the juiciest quote for you

To use our mortgage calculator, simply enter the gross annual salaries of one or two applicants. Then the maximum amount you can borrow will be calculated.

Once you have worked this out please call us on 0845 603 1525 or fill out an online mortgage application form for more information.

This calculator is for guidance only as the amount you can borrow depends on your exact circumstances. For an accurate quote, please call one of our expert advisers on 0845 603 1525 or fill out an online mortgage application form for more details.

Once you have found the mortgage you are interested in, or want to talk through your options, contact one of our friendly, expert mortgage advisors for a full tailored mortgage quote. You can call us on 0845 603 1525, visit your local branch or complete the online enquiry form.

Other mortgage tools

Please have a look at our other tools which you may find useful:

- Mortgage Wizard

- Mortgage Tables

- Top Mortgages

- Mortgage Calculator

- Remortgage Rate Beater

- Budget Planner

- Mortgage Glossary



  • Our whole of market service provides an unbeatable choice of mortgage lender.
  • We have negotiated many ‘Exclusive’ market leading deals for our clients only.
  • Your own dedicated mortgage advisor manages your application from start to finish.
  • We do all the paperwork and work with lenders to ensure everything goes smoothly.
  • Our mortgage advisors are expert in every type of money saving remortgage.
  • Branches throughout Scotland
  • Specialist help for first time buyers and homemovers with Property Law Centre
  • Scotland’s longest established mortgage advisors
Why use First Mortgage?

Quick Links

First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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Related Links
Property Law Centre

Property Law Center

Mortgage Testimonials

Don’t just take our word for it.... Read our testimonials to find out what our clients think of us!
- A first class service and will recommend them to all my friends - E Klimek
- Thank you so much for guiding me through all stages with expertise, you filled me with so much confidence - D More
- My advisor and branch manager made the home buying process a joy! - S Tilston
- We received the best dealings we have ever had from first mortgage - I MacDonald

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