protect yourself and your family
What is building and contents insurance?
As none of us is able to predict the future, it pays to be prepared for the unexpected. A building and contents deal insures your house and valuables against damage and theft. These common risks (including floods, accidents and vandalism) can cost you thousands if you don’t have sufficient cover. Building and contents insurance can be taken out either as combined cover, or separately. Different lenders offer different benefits, but most will cover you for such things as fire, theft, flood or damage.
Is a building and contents insurance deal right for you?
The short answer is – yes! The longer answer is that different deals will suit different people, but in most cases you will want at least contents insurance and some form of building protection. You can also find out more about other forms of mortgage protection:
Mortgage life assurance – a guarantee that allows outstanding repayments to be fully paid off in the event of death. Dependents will not have the mortgage passed on to them.
Term life insurance – this covers the holder for a set period of time, often with premiums increasing over the course of the term
Mortgage payment protection – usually covers disability and unemployment for a set number of days
Accident, sickness, unemployment cover – similar to payment protection, but with specific accident and sickness cover
Income protection – this cover helps you maintain a monthly income in the event of accidental injury of sickness
Find a building and contents insurance deal with First Mortgage
Phone 0845 603 1525 for more information and assistance. We are happy to help choose the best building and contents insurance deal.
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