Mortgage Rate Types > Capped rate mortgages > Capped mortgage quote

Capped mortgage quote

Tailored rates with firstmortgage.co.uk

Find a capped mortgage quote with First Mortgage - the impartial broker you can bank on.

We scour the whole of the UK market for the best deals - and you’re guaranteed to find the lowest rates. Our service is totally free and impartial. Call us now on 0845 603 1525 to arrange an immediate capped rate mortgage quote.

Find capped rate mortgage quote with First Mortgage

How does a capped rate mortgage deal work?

With a capped rate deal your interest is guaranteed not to exceed a certain level - even if the Bank of England raises the base rate. Usually the capped period lasts a few years before returning to your lender’s standard variable rate. It’s a good way to make sure that even in the event of increased interest rates, your monthly fees won’t suffer too much.

As with all secured loans, you need to make sure that you can afford the monthly repayments. Visit our capped mortgage calculator page to find out how much you can borrow without overstretching your finances.

Arrange a capped mortgage quote...

You can arrange an immediate low interest capped mortgage quote by calling us on 0845 603 1525 or clicking here.

- If interest rates rise, you know that you won’t have to pay beyond a certain amount

- If rates fall, you can still enjoy lower payments

- It’s easier to budget, as you know how much your monthly repayments will be

- Initially, you may have to pay more than a fixed or discounted mortgage

- There are often early repayment penalties

- The capped rate only lasts for a certain period (often 2-3 years), then the mortgage usually returns to the lenders SVR (standard variable rate)

Arrange a capped rate mortgage quote with First Mortgage

Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your situation and arrange the best capped mortgage quote.



Mortgage quote

Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request

Find a branch

UK branches offering face to face advice and still no charges or fees. Find us

Mortgage Rate Types
Call us

Unsure where to start? Call our advice team now for free, impartial, experienced advice. Call us

Best rates

Guaranteed!

With a whole of market choice that simply won't be beaten, find better and we happily match this while refunding TWICE the first years payments difference - guaranteed! One shop - every lender - FREE whole of market advice!
Find out more

Quick Links

First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
Find out more

Related Links
Mortgage tools