Tailored rates with firstmortgage.co.uk
Our team of experienced consultants is on hand to answer any questions you may have and help you find the best deal on the market. We search through hundreds of offers for the best rates and terms. Call us on 0845 603 1525 for more capped mortgage advice and assistance.
Capped mortgages come with a guarantee that they will not rise above a certain interest rate for an agreed period of time - usually one or two years. After this period, the mortgage will return to a fixed or variable rate. You can find out how much you can afford to borrow and what your monthly repayments will be with our calculator.
Find capped rate mortgage advice...
We can offer free advice on which type of deal is best for you. Before you decide on a capped rate deal you might want to consider other forms of mortgage including fixed, tracker, discounted or flexible rates. It’s also worth considering the following capped mortgage advice:
You are offered some protection from large interest increases if the base rate goes up
If rates fall, you can still enjoy lower payments
Many people find it easier to budget, as you know roughly how much your monthly payments will be.
Initially, you may have to pay more than a fixed or discounted mortgage
There may be a financial charge if you repay early or switch providers
After a few years your mortgage may revert to the lender’s SVR
Phone 0845 603 1525 for more advice and assistance. Our experienced team are waiting to take your call and help you find the best value deal on the market.
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