Cashback mortgage deals

Tailored rates with firstmortgage.co.uk

Cashback mortgage deals can be found with dozens of lenders - making it hard to find the right one. First Mortgage is an independent broker you can bank on. We scour the whole of the market for the best value cashback mortgage deals, and we won’t charge you anything for our service. You can talk with one of our team on 0845 603 1525 for more information and advice - as well as to arrange an immediate quote.

Find cashback mortgage deals

What is a cashback mortgage deal?

Popular with first time buyers, cashback mortgage deals offer an initial lump sum that can be used for any purpose - such as legal fees, stamp duty, removal costs, new furniture or renovations. Usually you can borrow up to 95% of the property value, with cashback of around 5-6%. Lenders commonly arrange deals as standard variable rate or tracker rates. In some cases, the money is paid upon completion of the mortgage. There may be early repayment charges if your loan is repaid before the end of the term.

Is a cashback deal right for you?

Different mortgage types suit different people, and each has its own pros and cons. If you need money to renovate your new home or pay moving costs, then this may be the best way to find the cash. Unsecured loans usually have much higher interest rates.

Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We’re happy to offer advice and assistance, and answer any questions you may have. You may also want to learn more about fixed, tracker, discounted, flexible, capped and offset deals.

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