Council house purchase information

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What is council house purchase?

Many low-income families and single people choose to purchase a council house at reduced cost from their local authority. The Right to Buy scheme, introduced by the government in 1980, is an initiative that allows English council tenants to buy their own council house, provided they have lived in the property for at least two years.

You can work out how much you can afford to borrow using our council house purchase calculator. It’s important to make sure that you can meet your monthly repayments or you run the risk of losing your home.

More council house purchase information…

There are different schemes to help you get a foot on the property ladder across the UK. In Scotland you can take advantage of the excellent Homestake initiative, while many other areas offer a house purchase grant. It’s also worth taking a look at our mortgage protection and insurance deals. These offers give you cover for your possessions and property, as well as protecting your payments should you fall ill, get injured or are made redundant.

Find council house purchase information with First Mortgage

Call us on 0845 603 1525 for more information and advice. We are happy to discuss your situation and help you choose the best purchase option.

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