Firstmortgage is a leading UK mortgage broker providing FREE expert advice across the whole of the market. As award winning brokers we're so confident in finding you the best mortgage, we guarantee it!

Debt consolidation mortgage calculator

Let us find the juiciest quote for you

Work out how much you can afford to borrow with our debt consolidation mortgage calculator.

Though deals vary from lender to lender, First Mortgage’s calculator can give you a good idea of how much you will need to repay each month. We search the whole of the market for the best deals - and we won’t charge you a thing for our service. Use our debt consolidation mortgage calculator to find the best repayment option.

Use our debt consolidation mortgage calculator

What is a debt consolidation mortgage?

This type of deal allows you to reduce your monthly outgoings by consolidating all your debts (credit cards, loans, store cards etc) into one single payment. Because a secured loan such as a mortgage usually offers lower interest rates than credit cards and unsecured loans, you can often save money by consolidating. Even if you have a bad credit history (including CCJs, arrears, bankruptcy or defaults) First Mortgage can help arrange a low APR deal for you.

Using the debt consolidation mortgage calculator

Our debt consolidation mortgage calculator can help you work out how much you can afford to repay per month on your loan. A consolidation deal can help you save as much as 60% on your monthly repayments on your credit cards, unsecured loans and store cards - but remember that any extra debt on your home has to be repaid over a longer term. It’s also important to remember that if you do not keep up payments on your property you run the risk of having your home repossessed.

Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your circumstances and help you choose the best option.

The overall cost for comparison is 8.5% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.



  • Our whole of market service provides an unbeatable choice of mortgage lender.
  • We have negotiated many ‘Exclusive’ market leading deals for our clients only.
  • Your own dedicated mortgage advisor manages your application from start to finish.
  • We do all the paperwork and work with lenders to ensure everything goes smoothly.
  • Our mortgage advisors are expert in every type of money saving remortgage.
  • Branches throughout Scotland
  • Specialist help for first time buyers and homemovers with Property Law Centre
  • Scotland’s longest established mortgage advisors
Why use First Mortgage?

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First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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Mortgage Testimonials

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- A first class service and will recommend them to all my friends - E Klimek
- Thank you so much for guiding me through all stages with expertise, you filled me with so much confidence - D More
- My advisor and branch manager made the home buying process a joy! - S Tilston
- We received the best dealings we have ever had from first mortgage - I MacDonald

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