Let us find the juiciest quote for you
We scour the whole of the UK market for the best deals – and you’re guaranteed to find the lowest rates. Our service is totally free and impartial. We can introduce you to one of the UK’s leading lifetime mortgage specialists, who are happy to arrange a visit to discuss your requirements. Lines are open, call us now on 0845 603 1525 to arrange an immediate lifetime mortgage quote.
Equity release is a great way to solve the problem of being asset rich, but cash poor in retirement. You don’t have to move from your home or downsize to a smaller property to access the money – the cash is paid back upon sale of the house when you pass away or move to a retirement home. Not moving home can even help you avoid inheritance tax (though you should consult a specialist for full details). You should also bear in mind that you may lose some rights to means-tested benefits and some deals can affect your income tax calculations.
There are two main types of equity release deal - reversion and lifetime mortgages. A lifetime deal provides either a cash sum or a cash amount spread over a period of years, effectively as a loan secured against your property. The interest is only payable when you die or move to a nursing home and the house is then sold, paying off the outstanding interest. Reversion schemes allow you to sell a percentage of your property in return for a lump cash sum or monthly payment.
Arranging a lifetime mortgage quote…
You can arrange an immediate lifetime mortgage quote by calling us now on 0845 603 1525 or filling in your details online. You may also want to visit our calculator page to find out what you can expect to receive from this type of deal. We can also offer a range of mortgage protection and insurance policies to cover your payments and possessions.
We can introduce you to one of the UK’s leading lifetime mortgage specialists, who are happy to arrange a visit to discuss your requirements. Lines are open, call us now on 0845 603 1525 to arrange an immediate lifetime mortgage quote.
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First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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