First time buyer mortgage advice
Let us find the juiciest quote for you
Are you searching for impartial first time buyer mortgage advice?
Our team of experienced consultants is on hand to answer any questions you may have and help you find the best deal on the market. We look through hundreds of offers for the best rates and terms. Call us on 0845 603 1525 for more mortgage advice and assistance.
How does this type of deal work?
If you’re looking to get a foot on the property ladder for the first time you may have lots of questions to ask about which type of deal is right for you. We can offer impartial first time buyer mortgage advice to point you in the right direction. Here are some of the main mortgage types and ways to repay that you might want to consider:
Fixed -set interest for an agreed period
Tracker - interest rises and falls in line with base rate changes
Discounted - offers a small discount on the lender’s standard variable interest rate
Flexible - vary your monthly repayments
Capped - your interest rate won’t rise above an agreed level for a set period of time
Current account - these combine a banking account with a mortgage, allowing you to make overpayments and receive daily interest changes
Offset - hold all of your other borrowings with the same lender
More first time buyer mortgage advice...
Because getting on the property ladder is becoming increasingly more difficult, there are several types of agreement tailor-made for first time buyers. Options include shared ownership, 100% or no deposit, guarantor arrangements or housing association co-purchases. Often, you can find mortgages offering up to 5 times your salary. You should also make sure that you visit our first time buyer calculator page to find out how much you can borrow without going over your budget.
Feel free to contact us on 0845 603 1525 for free first time buyer mortgage advice and assistance. We are happy to discuss your situation and help you choose the best option.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
Unsure where to start? Call our advice team now for free, impartial, experienced advice. Call us
Guaranteed!
With a whole of market choice that simply won't be beaten, find better and we happily match this while refunding TWICE the first years payments difference - guaranteed!
One shop - every lender - FREE whole of market advice!
Find out more
First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
Find out more
