First time buyer mortgage calculator

Let us find the juiciest quote for you

Use our first time buyer mortgage calculator to work out how much you can afford to borrow for your new home.

There are dozens of deals in the UK aimed at people looking to get a foot on the property ladder. First Mortgage scours the whole of the market for the best deals available, offering an impartial and totally FREE service. Our first time buyer mortgage calculator can help you see how much you can expect to repay each month.

Using the first time buyer mortgage calculator

Simply type in your required mortgage amount, the interest rate and the repayment term and click the calculate button. Our first time buyer mortgage calculator will give you a good idea of how much you will have to repay. For an exact quote, feel free to call us on 0845 603 1525.

Information and advice...

If you are new to the property market, you may have lots of questions about how to get a mortgage and which type suits you best. For example, should you choose a fixed rate, a discount, capped or tracker deal? Because getting on the property ladder is becoming increasingly more difficult, there are several types of agreements tailor-made for first time buyers, including shared ownership and 100% deals. We can help you understand the difference between the various offers, and help you secure a deal that fits your circumstances:

- Mortgages explained

- Learn more about different rates

- Learn more about repayment types

- Learn more about mortgage protection

Call us on 0845 603 1525 for more information and advice. Our team can arrange an immediate quote and will find the best deal for you.



  • Our whole of market service provides an unbeatable choice of mortgage lender.
  • We have negotiated many ‘Exclusive’ market leading deals for our clients only.
  • Your own dedicated mortgage advisor manages your application from start to finish.
  • We do all the paperwork and work with lenders to ensure everything goes smoothly.
  • Our mortgage advisors are expert in every type of money saving remortgage.
  • Branches throughout Scotland
  • Specialist help for first time buyers and homemovers with Property Law Centre
  • Scotland’s longest established mortgage advisors
Why use First Mortgage?

Quick Links

First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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Property Law Centre

Property Law Center

Mortgage Testimonials

Don’t just take our word for it.... Read our testimonials to find out what our clients think of us!
- A first class service and will recommend them to all my friends - E Klimek
- Thank you so much for guiding me through all stages with expertise, you filled me with so much confidence - D More
- My advisor and branch manager made the home buying process a joy! - S Tilston
- We received the best dealings we have ever had from first mortgage - I MacDonald

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