First time buyer mortgage deals
Let us find the juiciest quote for you
It can be a headache trying to find the best first time buyer mortgage deals.
You are often bombarded with hundreds of offers, but First Mortgage guarantees to find the best deal for you. We search the whole of the market, through every lender, for the lowest first time buyer deals. We won’t charge anything for our service and we’re completely impartial.
Which type of first time buyer mortgage?
You will probably have plenty of questions about which type of mortgage to take out when buying your first home. You may want to visit our mortgages explained page for more details on how this type of loan works. It’s also worth clicking the links below to learn about the main different rate types:
Fixed - pay a set interest rate for an agreed period
Tracker - your interest rises and falls in line with bank interest rates
Discounted - offers a small discount on the lender’s standard variable interest rate
Flexible - vary your monthly repayments
Capped - your interest rate won’t rise above an agreed level for a set period of time
Learn more about repayment types
Learn more about mortgage protection
Special first time buyer mortgage deals
Getting a foot on the property ladder has become more and more difficult, but there are several types of offer tailor-made for people buying their first home. Options include 100% no deposit, shared ownership, guarantor arrangements or housing association co-purchases. Often, you can find first time buyer mortgage deals offering loans of up to 5 times your salary.
Call us on 0845 603 1525 to talk with one of our friendly consultants. We are happy to discuss your circumstances and offer advice and assistance.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
- Our whole of market service provides an unbeatable choice of mortgage lender.
- We have negotiated many ‘Exclusive’ market leading deals for our clients only.
- Your own dedicated mortgage advisor manages your application from start to finish.
- We do all the paperwork and work with lenders to ensure everything goes smoothly.
- Our mortgage advisors are expert in every type of money saving remortgage.
- Branches throughout Scotland
- Specialist help for first time buyers and homemovers with Property Law Centre
- Scotland’s longest established mortgage advisors
First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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Don’t just take our word for it....
Read our testimonials to find out what our clients think of us!
A first class service and will recommend them to all my friends - E Klimek
Thank you so much for guiding me through all stages with expertise, you filled me with so much confidence - D More
My advisor and branch manager made the home buying process a joy! - S Tilston
We received the best dealings we have ever had from first mortgage - I MacDonald
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