First time buyer mortgage deals

Let us find the juiciest quote for you

It can be a headache trying to find the best first time buyer mortgage deals.

You are often bombarded with hundreds of offers, but First Mortgage guarantees to find the best deal for you. We search the whole of the market, through every lender, for the lowest first time buyer deals. We won’t charge anything for our service and we’re completely impartial.

Which type of first time buyer mortgage?

You will probably have plenty of questions about which type of mortgage to take out when buying your first home. You may want to visit our mortgages explained page for more details on how this type of loan works. It’s also worth clicking the links below to learn about the main different rate types:

 Fixed - pay a set interest rate for an agreed period

 Tracker - your interest rises and falls in line with bank interest rates

 Discounted - offers a small discount on the lender’s standard variable interest rate

 Flexible - vary your monthly repayments

 Capped - your interest rate won’t rise above an agreed level for a set period of time

Learn more about repayment types

Learn more about mortgage protection

Special first time buyer mortgage deals

Getting a foot on the property ladder has become more and more difficult, but there are several types of offer tailor-made for people buying their first home. Options include 100% no deposit, shared ownership, guarantor arrangements or housing association co-purchases. Often, you can find first time buyer mortgage deals offering loans of up to 5 times your salary.

Call us on 0845 603 1525 to talk with one of our friendly consultants. We are happy to discuss your circumstances and offer advice and assistance.

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Unsure where to start? Call our advice team now for free, impartial, experienced advice. Call us