Mortgages Types > First time buyer mortgage > First time buyer mortgage information

First time buyer mortgage information

Let us find the juiciest quote for you

Find free and impartial first time buyer mortgage information with First Mortgage - the mortgage broker you can bank on.

We scour the whole of the market for the best deals and offer an information service to help you find the right offer. We will find the best deal for you. Call us now on 0845 603 1525 for an immediate quote.

Find free first time buyer mortgage information

Which type of first time buyer mortgage?

If you’re about to get a foot on the property ladder for the first time you may have lots of questions about arranging a mortgage deal. The first thing you might want to consider is your repayment method. You can usually choose from the following main types:

- Repayment - gradually pay off the capital and interest

- Interest only - only pay off the monthly interest

- Part and part - a combination of both of the above

- Investment backed - pay off the interest and put cash into a savings plan to pay off the capital

It’s also important to choose the rate type that suits you best. Many first time buyers opt for a fixed deal to begin with, so that they know exactly how much will come out of their accounts:

- Fixed

- Tracker

- Discounted

- Flexible

- Capped

- Current account

- Offset

More first time buyer mortgage information...

You should ensure that you don’t borrow more than you can afford when you take out a new deal. Visit our calculator page to find out how much you can borrow without overstretching your finances.

Call us on 0845 603 1525 for more FREE mortgage information. We are happy to discuss your situation and help you choose the best option.



Mortgage quote

Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request

Find a branch

UK branches offering face to face advice and still no charges or fees. Find us

Mortgages Types
Call us

Unsure where to start? Call our advice team now for free, impartial, experienced advice. Call us

Best rates

Guaranteed!

With a whole of market choice that simply won't be beaten, find better and we happily match this while refunding TWICE the first years payments difference - guaranteed! One shop - every lender - FREE whole of market advice!
Find out more

Quick Links

First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
Find out more

Related Links
Mortgage tools