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We scour the whole of the market for the best deals and offer an information service to help you find the right offer. We will find the best deal for you. Call us now on 0845 603 1525 for an immediate quote.
If you’re about to get a foot on the property ladder for the first time you may have lots of questions about arranging a mortgage deal. The first thing you might want to consider is your repayment method. You can usually choose from the following main types:
Repayment - gradually pay off the capital and interest
Interest only - only pay off the monthly interest
Part and part - a combination of both of the above
Investment backed - pay off the interest and put cash into a savings plan to pay off the capital
It’s also important to choose the rate type that suits you best. Many first time buyers opt for a fixed deal to begin with, so that they know exactly how much will come out of their accounts:
More first time buyer mortgage information...
You should ensure that you don’t borrow more than you can afford when you take out a new deal. Visit our calculator page to find out how much you can borrow without overstretching your finances.
Call us on 0845 603 1525 for more FREE mortgage information. We are happy to discuss your situation and help you choose the best option.
First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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