Fixed rate mortgage deals
Tailored rates with firstmortgage.co.uk
With so many different fixed rate mortgage deals on offer, it can be a headache trying to choose the right one.
First Mortgage is a totally impartial broker that you can bank on. Searching the whole of the market, we will find the best deal for you. To talk with one of our friendly team about fixed rate mortgage deals call 0845 603 1525 now.
What is a fixed deal?
Fixed rates (unlike discounted or tracker offers for example) remain at an agreed interest level for a certain period (from 1-5 years). Although the set interest may be higher than a variable deal, you don’t run the risk of seeing your payments rise if the base rate increases. This type of arrangement offers a measure of security to anyone with unpredictable income or for first time buyers.
Pros and cons of a fixed rate mortgage deal...
When interest goes up, your payments will stay the same
However - if interest falls, you won’t see the benefit
If you have just got a foot on the property ladder and need to keep your budget under control for the next few years, then this is a good choice for you
If you expect there to be changes in your financial circumstances in the near future, this is a very good option
When your fixed term ends, your payments may rise as you switch to the normal variable rate
Feel free to contact us on 0845 603 1525 for further help and advice. We’re happy to help you find the best value deal on the market.
You may also want to view other types available, including discounted, capped, tracker, flexible, offset, current account and cashback mortgages.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
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