Fixed rate mortgage information

Tailored rates with firstmortgage.co.uk

If you’re looking for fixed rate mortgage information, First Mortgage can help you understand the key features of this very popular deal. Independent, impartial and totally FREE, we search the whole of the UK market to find the best deals. Our consultants can give you the latest fixed rate mortgage information, helping you to decide which mortgage is the right choice for you. Feel free to call us on 0845 603 1525.

What is a fixed mortgage?

With discounted or tracker deals your interest rates may go up or down every month. However, fixed rate mortgages are set at an agreed interest level for a specified time (usually a few years). This type of deal offers the peace of mind of knowing exactly how much you will be paying per month, as well as the security of knowing that your repayments will not be affected if the base rate goes up.

More fixed rate mortgage information...

Before you make a decision on which type of deal to apply for, you might want to consider the following information about fixed mortgages:

 If the base rate rises your payments won’t change at all

 However - if interest falls, you won’t see the benefit.

 First time buyers, single homeowners and young families often opt for a fixed deals as it makes controlling your budget easier

 If you expect there to be changes in your financial circumstances in the near future, this is usually the best option.

 When your fixed term ends, your payments may rise as you switch to the normal variable rate.

For more fixed rate mortgage information call us on 0845 603 1525. You may also want to learn more about other types of deal available, including flexible, offset, discounted, tracker, capped, current account and cashback mortgages.

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