Flexible mortgage rates

Tailored rates with firstmortgage.co.uk

Searching for the best value flexible mortgage rates can be confusing and time-consuming.

First Mortgage scours the whole of the UK market so that you don’t have to - bringing you the best deals and lowest flexible mortgage rates. We don’t charge for our service and are totally impartial.

Find the lowest flexible mortgage rates with First Mortgage

What is a flexible mortgage?

Flexible deals give you more freedom and control when repaying your loan. Different deals offer different features, but usually flexible mortgages let you change how much you repay per month, borrow back overpayments or take payment breaks. Flexible mortgage rates depend on the lender, but are usually some of the more competitive around.

Is a flexible mortgage rate right for you?

Flexible rates can be some of the best on the market, but before you decide which mortgage type is right for you it’s worth considering the following points:

 You can overpay or underpay - making ideal for self-employed people and contractors

 Usually, you can take payment holidays or borrow back overpayments

 Interest rates are generally higher than with a standard deal

 However, if you can overpay regularly, you will pay off your mortgage faster and pay less interest overall

 Most deals do not come with an early redemption charge

 Most lenders will offer fixed, tracker and discount deals

Find the best flexible mortgage rates

Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your circumstances and help you choose the best option.