Flexible mortgage rates
Tailored rates with firstmortgage.co.uk
Searching for the best value flexible mortgage rates can be confusing and time-consuming.
First Mortgage scours the whole of the UK market so that you don’t have to - bringing you the best deals and lowest flexible mortgage rates. We don’t charge for our service and are totally impartial.
What is a flexible mortgage?
Flexible deals give you more freedom and control when repaying your loan. Different deals offer different features, but usually flexible mortgages let you change how much you repay per month, borrow back overpayments or take payment breaks. Flexible mortgage rates depend on the lender, but are usually some of the more competitive around.
Is a flexible mortgage rate right for you?
Flexible rates can be some of the best on the market, but before you decide which mortgage type is right for you it’s worth considering the following points:
You can overpay or underpay - making ideal for self-employed people and contractors
Usually, you can take payment holidays or borrow back overpayments
Interest rates are generally higher than with a standard deal
However, if you can overpay regularly, you will pay off your mortgage faster and pay less interest overall
Most deals do not come with an early redemption charge
Most lenders will offer fixed, tracker and discount deals
Find the best flexible mortgage rates
Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your circumstances and help you choose the best option.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
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