Flexible mortgages

Tailored rates with firstmortgage.co.uk

Flexible mortgages give you maximum control over your mortgage repayments. With deals varying from lender to lender, First Mortgage can help you find the best mortgage for you. With a whole of market choice, we have access to every lender and mortgage provider in the UK - saving you time, money and hassle when trying to arrange a flexible mortgage. If you do find a better deal - we’ll happily refund the difference, AND pay double the difference for the first year!
Find a flexible mortgage with First Mortgage

What is a flexible rate mortgage?

Flexible mortgages allow you to take more control when paying back your loan. Depending on the deal, you can choose how much you pay back per month, take payment breaks or even borrow back overpayments.

Is a flexible mortgage right for you?

There are advantages and disadvantages to flexible mortgages. Before you decide if it’s right for you, it’s worth considering the following points:

 You can make overpayments, or underpayments with most deals, making it a particularly popular arrangement with self-employed people and contractors

 Usually, you can take payment holidays or borrow back overpayments

 Flexible mortgages work in your favour the most when you make regular overpayments, paying off your loan quicker

 Most lenders will offer fixed, tracker and discount rate flexible mortgages

Find flexible mortgage deals with First Mortgage

Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your situation and help you choose the best option for you.

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