Flexible mortgages
Tailored rates with firstmortgage.co.uk
Flexible mortgages give you maximum control over your mortgage repayments.
With deals varying from lender to lender, First Mortgage can help you find the best mortgage for you. With a whole of market choice, we have access to every lender and mortgage provider in the UK - saving you time, money and hassle when trying to arrange a flexible mortgage.
What is a flexible rate mortgage?
Flexible mortgages allow you to take more control when paying back your loan. Depending on the deal, you can choose how much you pay back per month, take payment breaks or even borrow back overpayments.
Is a flexible mortgage right for you?
There are advantages and disadvantages to flexible mortgages. Before you decide if it’s right for you, it’s worth considering the following points:
You can make overpayments, or underpayments with most deals, making it a particularly popular arrangement with self-employed people and contractors
Usually, you can take payment holidays or borrow back overpayments
Flexible mortgages work in your favour the most when you make regular overpayments, paying off your loan quicker
Most lenders will offer fixed, tracker and discount rate flexible mortgages
Find flexible mortgage deals with First Mortgage
Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your situation and help you choose the best option for you.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
- Our whole of market service provides an unbeatable choice of mortgage lender.
- We have negotiated many ‘Exclusive’ market leading deals for our clients only.
- Your own dedicated mortgage advisor manages your application from start to finish.
- We do all the paperwork and work with lenders to ensure everything goes smoothly.
- Our mortgage advisors are expert in every type of money saving remortgage.
- Branches throughout Scotland
- Specialist help for first time buyers and homemovers with Property Law Centre
- Scotland’s longest established mortgage advisors
First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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A first class service and will recommend them to all my friends - E Klimek
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