Flexible mortgages deals

Tailored rates with firstmortgage.co.uk

Flexible mortgage deals can be found with lenders across the UK - but with so many on offer it can be difficult to find the right one.

First Mortgage is an impartial broker that searches the whole of the market, locating the very best flexible mortgage deals. Call us now on 0845 603 1525 to talk with one of our friendly, experienced team.

What is a flexible deal?

A flexible mortgage deal, as the name suggests, can give you much more freedom when paying back your mortgage. Depending on the lender’s terms, you can choose how much you pay back per month, pay off lump sums, borrow back overpayments or even take a payment break. This flexibility makes it a good option for people with fluctuating income, such as freelancers and contractors.

Flexible mortgage deal - is it right for you?

There are advantages and disadvantages to flexible mortgage deals. Before you decide if it’s the right option, it’s worth considering the following points:

 You can make overpayments, or underpayments with most deals, making it very popular with people who have an unpredictable income

 Usually, you can take payment holidays or borrow back overpayments.

 If you can afford to make regular overpayments, you could save lots of money in reduced interest payments

 You can top up your mortgage if you need to borrow more money for home improvements etc.

 Rates tend to be higher than with standard mortgage types

 Many lenders will offer fixed, discount and tracker rates

Find great value flexible mortgage deals

Call us on 0845 603 1525 for a free consultation with one of our experienced team. We’re happy to help you understand your options and help you arrange the best value flexible mortgage deal.

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