Homestake quote

Let us find the juiciest quote for you

Find a Homestake quote with First Mortgage – the impartial broker you can bank on.

The Homestake scheme has now been withdrawn and has been replaced by the LIFT scheme for first time buyers. Please see our LIFT shared equity pages for more information.

We scour the whole of the UK market for the best deals – and we will find the lowest rates for you. Our service is totally free and impartial. Call us now on 0845 603 1525 to arrange an immediate Homestake quote.

Arrange a Homestake quote with First Mortgage

How does Homestake work?

Homestake is a scheme set up by Communities Scotland to help low income people get a foot on the property ladder. Generally aimed at first time buyers who are unable to afford the high costs of property and mortgage deposits, Homestake is also useful for people who have had a sudden change in circumstances, for example a divorce or separation. Homestake works on a similar principle to shared ownership. You can buy a share of the property (usually 60-80%) and a registered social landlord owns the rest through Homestake funding. You can then buy back the rest of the house at a later date.

Arranging a Homestake quote…

You can arrange a Homestake quote by calling us on 0845 603 1525 or filling in your details online. As with any type of mortgage you need to make sure that you can afford the monthly repayments, or you run the risk of losing your home. Visit our Homestake calculator page to find out how much you can borrow.

Find a Homestake quote with First Mortgage

Call us on 0845 603 1525 for a free Homestake quote from our friendly and experienced team. We are happy to discuss your situation and help you find a Homestake property in your area.

The overall cost for comparison is 6.6% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.



  • Our whole of market service provides an unbeatable choice of mortgage lender.
  • We have negotiated many ‘Exclusive’ market leading deals for our clients only.
  • Your own dedicated mortgage advisor manages your application from start to finish.
  • We do all the paperwork and work with lenders to ensure everything goes smoothly.
  • Our mortgage advisors are expert in every type of money saving remortgage.
  • Branches throughout Scotland
  • Specialist help for first time buyers and homemovers with Property Law Centre
  • Scotland’s longest established mortgage advisors
Why use First Mortgage?

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First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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Mortgage Testimonials

Don’t just take our word for it.... Read our testimonials to find out what our clients think of us!
- A first class service and will recommend them to all my friends - E Klimek
- Thank you so much for guiding me through all stages with expertise, you filled me with so much confidence - D More
- My advisor and branch manager made the home buying process a joy! - S Tilston
- We received the best dealings we have ever had from first mortgage - I MacDonald

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