Investment backed mortgages

With an investment backed mortgage you can pay off the interest on your loan and invest the rest of your money in a savings plan.

Find the right investment backed mortgage for you with First Mortgage - the specialist mortgage search company. With access to every lender and mortgage provider in the UK, we have a whole of market choice, saving you time, money and hassle when trying to arrange an investment backed mortgage.
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What is an investment backed mortgage?

An investment backed mortgage is a type of interest only mortgage where you only pay the monthly interest repayments on the loan. The idea is to invest the money that you would have used to pay off the capital, usually in an ISA, pension or stock market linked savings plan.

Is an investment backed deal right for you?

With an investment backed mortgage you are taking a larger risk than with capital and interest repayment. This is because paying off your mortgage depends on you making enough returns from your savings. However, it can be a very good option if you invest wisely, or can find some professional advice. For example, a scheme that pays into a pension plan can be a useful way to save for the future and enjoy associated tax breaks.

It’s important to ensure that payments to your chosen savings plan are kept up, or you run the risk of not being able to afford the final payment on your home.

Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your situation and help you choose the best deal.