Life Cover

protect yourself and your family

Life cover gives you the peace of mind that your loved ones will be provided for in the event of your death.

There are several different ways to arrange life cover and First Mortgage can help you find the best deals available. Our service is free and impartial, searching every lender in the UK market for the life cover that suits your needs. Find mortgage protection and life insurance deals with First Mortgage.

Get a life cover quote from First Mortgage

What is life cover?

Life cover includes several forms of mortgage protection, insurance and life assurance. Life cover ensures that in the event of death your mortgage will be repaid and the costs not passed on to your dependents or loved ones. Term life insurance is a policy type that covers the holder for an agreed period. The policy only pays out if you die during the cover term. Decreasing life assurance is another form of life cover that lasts until you have paid off your mortgage, or until you die. The amount payable decreases over time because your mortgage sum decreases.

What types of mortgage protection can I find?

There are other ways to protect your mortgage and possessions if you are ill, injured or made redundant. You might want to take a look at our other types of mortgage protection :

- Mortgage life assurance

- Mortgage payment protection

- Accident, sickness, unemployment cover

- Buildings and contents insurance

- Income protection

Get a life cover quote from First Mortgage

Call us on 0845 603 1525 for a FREE consultation with one of our friendly and experienced team. We are happy to discuss your situation and help you choose the best option.



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  • Your own dedicated mortgage advisor manages your application from start to finish.
  • We do all the paperwork and work with lenders to ensure everything goes smoothly.
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  • Branches throughout Scotland
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  • Scotland’s longest established mortgage advisors
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