Life cover deals
protect yourself and your family
Life cover gives you the peace of mind of knowing that your loved ones will be provided for in the event of your death.
There are hundreds of life cover deals in the UK and finding the right one can be time consuming and frustrating. If you’re searching for a life cover deal, First Mortgage can help you find the very best offers from the whole of the UK market. We don’t charge a thing for our service, providing a totally impartial and free market search.
What is a life cover deal?
Life cover includes several forms of mortgage protection, insurance and life assurance. Life cover deals ensures that in the event of death your mortgage will be repaid and the costs not passed on to your dependents or loved ones. Term life insurance is a policy type that covers the holder for an agreed period. The policy only pays out if you die during the cover term. Decreasing life assurance is another form of life cover deal that lasts until you have paid off your mortgage, or until you die. The amount payable decreases over time because your mortgage sum decreases.
Other types of mortgage protection deal…
There are other ways to protect your mortgage and possessions if you are ill, injured or made redundant. You might want to take a look at our other types of mortgage protection:
Mortgage life assurance – a guarantee that allows outstanding repayments to be fully paid off in the event of death. Dependents will not have the mortgage passed on to them.
Term life insurance – this covers the holder for a set period of time, often with premiums increasing over the course of the term
Mortgage payment protection – usually covers disability and unemployment for a set number of days
Accident, sickness, unemployment cover – similar to payment protection, but with specific accident and sickness cover
Buildings and contents insurance – though not strictly mortgage protection, you will want to protect the property asset in which you have invested against damage or theft
Income protection – this cover helps you maintain a monthly income in the event of accidental injury of sickness
For more advice, assistance and information, feel free to contact us on 0845 603 1525. We are happy to help you find the best life cover deal and arrange an immediate quote.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
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