Poor / Bad credit mortgage advice

Let us find the juiciest quote for you

Are you searching for impartial bad credit mortgage advice?

Our team of experienced consultants is on hand to answer any questions you may have and help you find the best deal on the market. We look through hundreds of offers for the best rates and terms. Call us on 0845 603 1525 for more mortgage advice and assistance.

Find bad credit mortgage advice with First Mortgage

What is a bad credit mortgage?

If you have a poor credit record you may find it more difficult to arrange a loan or mortgage. However, we search through dozens of companies that offer deals for people with a history of CCJs, defaults, arrears or even bankruptcy. Although rates may be higher than with standard deals, you can still find some very good value offers, with flexible terms and conditions.

You can visit our calculator page to find out how much you can afford to borrow without going over your budget. As with any secured loan, it’s important to ensure that you keep up your monthly repayments or you run the risk of losing your home.

More bad credit mortgage advice…

We offer free bad credit mortgage advice to help you find the lowest rates available. Even if you have a poor credit history, we may be able to help you arrange one of the following deals:

- Debt consolidation

- 100%

- 125%

- Equity release

- Self-certification

- Shared equity

- LIFT

- Right to Buy

Find bad credit mortgage advice with First Mortgage

Call us on 0845 603 1525 for more advice and assistance. Our team is on hand to help you find the best option.

The overall cost for comparison is 8.5% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.



Mortgage quote

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UK branches offering face to face advice and still no charges or fees. Find us

  • Our whole of market service provides an unbeatable choice of mortgage lender.
  • We have negotiated many ‘Exclusive’ market leading deals for our clients only.
  • Your own dedicated mortgage advisor manages your application from start to finish.
  • We do all the paperwork and work with lenders to ensure everything goes smoothly.
  • Our mortgage advisors are expert in every type of money saving remortgage.
  • Branches throughout Scotland
  • Specialist help for first time buyers and homemovers with Property Law Centre
  • Scotland’s longest established mortgage advisors
Why use First Mortgage?

Quick Links

First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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Property Law Centre

Property Law Center

Mortgage Testimonials

Don’t just take our word for it.... Read our testimonials to find out what our clients think of us!
- A first class service and will recommend them to all my friends - E Klimek
- Thank you so much for guiding me through all stages with expertise, you filled me with so much confidence - D More
- My advisor and branch manager made the home buying process a joy! - S Tilston
- We received the best dealings we have ever had from first mortgage - I MacDonald

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