Poor or bad credit remortgages
FREE Whole of Market Advice
Do you have a bad credit history? If you do, you’re not alone - so do thousands of people across the UK.
Having poor credit doesn’t mean that you can’t arrange a bad credit history remortgage. First Mortgage has access to the whole of the market - every lender and remortgage provider. Our free, impartial service can save you time, hassle and money when looking for a poor credit remortgage.
What is a poor or bad credit remortgage?
If you have CCJs, bankruptcy, arrears or defaults in your financial history then some lenders may not be prepared to lend money to you. However, there are many companies who can arrange remortgages even if you have a bad credit history. With First Mortgage you can find the best possible deal and minimise the penalty for bad credit history.
Which remortgage type is right for you?
You may want to read about our other types of remortgage deals. Some of these are available even if you have a poor credit record, and each offers different pros and cons:
Student - Usually backed by a guarantor, student remortgages are a good way to save cash on repayments
Divorce - Refinance after a divorce or separation
Self-certified - A different way to arrange a remortgage if you are unable or unwilling to prove income
90% - Deals that require zero deposit
Debt consolidation - Help alleviate financial pressures by consolidating your debts
Capital raising - Use a remortgage to raise capital for other investments or purchases
Call us on 0845 603 1525 for a FREE consultation with one of our friendly and experienced team. We are happy to discuss your situation and help you choose the best bad credit history remortgage.
The overall cost for comparison is 8.5% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.
Further mortgage and property resources:
UK Government Consumer Information | Financial Services Authority | BBC Your Money | Council of Mortgage Lenders | Citizens Advice Bureau
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
Guaranteed!
With a whole of market choice that simply won't be beaten, find better and we happily match this while refunding TWICE the first years payments difference - guaranteed!
One shop - every lender - FREE whole of market advice!
Find out more
First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
Find out more
