Self certified mortgage advice

Let us find the juiciest quote for you

Are you searching for impartial self certified mortgage advice?

Our team of experienced consultants is on hand to answer any questions you may have and help you find the best deal on the market. We look through hundreds of offers for the best rates and terms. Call us on 0845 603 1525 for more self certified mortgage advice and assistance.

Find self certified mortgage advice with First Mortgage

How does this type of deal work?

Working practices have changed significantly in recent years, with many more people now self-employed, contracting or drawing an income from a variety of different sources. There are several reasons why you might not be able to prove your income easily. You might work overseas and do not currently have a UK bank account, you may work on commission or bonuses, or your anticipated income may be larger than current records show. Whatever the reason, you can arrange a self certified deal to avoid having to show financial data. Most lenders will only ask you to sign a declaration agreeing that you can afford the loan repayments, however, as advisors it will be necessary for us to assess affordability and to do so we will ask you to provide reasonable evidence of your earnings.

It’s important to ensure that you don’t borrow more than you can afford with this type of deal. Visit our calculator page to work out what you can borrow without overstretching your finances.

PLEASE NOTE: Although the Lender may not require evidence of income, we will require evidence so that we can establish affordability of the mortgage. We will not give advice or process a loan where we cannot evidence sufficient income to meet the mortgage commitments.

More self certified mortgage advice…

If you would like further self certified mortgage advice and an immediate quote feel free to call us on 0845 603 1525. You may also want to take a look at our various mortgage protection and insurance offers. These are policies that can cover your possessions, property and payments, ensuring that you can make your payments even in the event of sickness, redundancy or injury.

Find self certified mortgage advice

Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your situation and help you choose the best option.