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We scour the whole of the UK market for the best deals – and you’re guaranteed to find the lowest rates. Our service is totally free and impartial. Call us now on 0845 603 1525 to arrange an immediate mortgage quote.
If you are unable or find it difficult to prove your annual income you may find it hard to arrange a loan or mortgage. There are many reasons why you might be unable to supply proof of income. You may work abroad, work on commission, you could be an unsalaried director, or your current income may not give a proper reflection of future earnings. Whatever the reason, self-certification allows you to take out a deal without showing payslips and accounts. Most lenders will only ask you to sign a declaration agreeing that you can afford the loan repayments, however, as advisors it will be necessary for us to assess affordability and to do so we will ask you to provide reasonable evidence of your earnings.
PLEASE NOTE: Although the Lender may not require evidence of income, we will require evidence so that we can establish affordability of the mortgage. We will not give advice or process a loan where we cannot evidence sufficient income to meet the mortgage commitments.
Arranging a self certified mortgage quote…
You can arrange an immediate self certified mortgage quote by calling us on 0845 603 1525 or by filling in your details online. This type of deal suits a broad range of borrowers, particularly the self employed, bonus workers and people who draw an income from shares and investments. It’s worth visiting our calculator page to find out how much you can afford to borrow without overstretching your finances.
Find a self certified mortgage quote
Call us on 0845 603 1525 for a free consultation with one of our friendly and experienced team. We are happy to discuss your situation and help you choose the best option.
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First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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A first class service and will recommend them to all my friends - E Klimek
Thank you so much for guiding me through all stages with expertise, you filled me with so much confidence - D More
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