Self certified remortgage deals

Lowest payment guaranteed

There are hundreds of self certified remortgage deals in the UK and finding the right one can be time consuming and frustrating. If you’re searching for a self certified remortgage deal, First Mortgage can help you find the very best offers from the whole of the UK market. We don’t charge a thing for our service, providing a totally independent, impartial and free market search. If you find a better offer we’ll not only match it - but also pay double the repayment difference for a year!

Find a self certified remortgage deal with First Mortgage

What is a self certified remortgage?

There are many different reasons why you might not be able to prove your income. You could be a freelancer, work on commission, hold a position as an unsalaried director or simply not want to disclose your financial details. A self certified remortgage deal allows you to take out a remortgage by signing a declaration agreeing that you can afford the repayments.

Is a self certified remortgage deal right for you?

It’s worth considering the following points before you decide to take out a self certified remortgage. Although they are very useful deals for a wide variety of people, they are not right for everyone:

 You don’t need to provide payslips, statements or financial data to be approved
 Fixed, capped, tracker and discount rates can all be arranged
 Part-time employees, workers on a bonus-reliant income, people who receive much of their income from shares and investments, unsalaried directors, commission workers and freelancers may all benefit from this type of deal
 If your current income doesn’t reflect what you expect to earn in the near future, you can self-certify to take that into account
 However - due to increased risk for the lender, this type of deal usually has higher interest rates than traditional mortgages
 Often requires a large deposit

Find a self certified deal with First Mortgage

Phone us now to learn more about self certification and to apply for the best offer on the market. You can reach us on 0845 603 1525. We are waiting to take your call...

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