Shared equity mortgage advice

Let us find the juiciest quote for you

Are you searching for impartial shared equity mortgage advice?

Our team of experienced consultants is on hand to answer any questions you may have and help you find the best deal on the market. We look through hundreds of offers for the best rates and terms. Call us on 0845 603 1525 for more mortgage advice and assistance.

What is a shared equity mortgage?

With a shared equity deal you buy a percentage of your new home while a local authority or landlord purchases the rest. This means that you effectively rent the rest of your house until you can afford to buy the percentage back. Usually, the lender charges normal interest rates on the bulk of the loan, then offers reduced or 0% interest on the rest of the sum. The repayment is therefore less than an unsecured loan, and the lender receives the rest of their money back upon sale of the property.

More shared equity mortgage advice…

As well as shared equity mortgages, you can find a range of other mortgage types that might suit your needs, including:

 LIFT – Scottish Government scheme to help people on a low income afford a house

 Family equity loan plan - Shared equity scheme with parents or close family members

 First time buyer – Find special offers and deals to help you get on the property ladder

 Poor/bad credit – No matter what your financial history, you can usually find a deal to suit you

 100% mortgages – deals that require no deposit

 Self-certified – A different way to arrange a deal if you are unable or unwilling to prove income

 Right to buy – An initiative that allows you to buy your council home at a discount price

 Council house purchase – Purchase a council house

Find shared equity mortgage advice

Call us on 0845 603 1525 for more shared equity mortgage advice. Our team is on hand answer any questions that you may have and help you find the best deal on the market.

The overall cost for comparison is 6.6% APR. The actual rate will depend on your circumstances. Ask for a personalised illustration.