Student mortgage calculator

Let us find the juiciest quote for you

High rental fees and a stable housing market are attracting plenty of young people and their parents to invest in a student mortgage.

Our student mortgage calculator can help you work out how much you can afford to borrow, and get a good idea of what your monthly repayments will be. First Mortgage is an impartial broker that you can bank on. We search the whole of the market for the best student deals. Use our student mortgage calculator to see how much you could save.

Use the student mortgage calculator

What is a student mortgage?

As the name suggests, student mortgages are tailor-made for young people studying at university and college who want to get a foot on the housing ladder. Usually arranged with a guarantor (for example parents or legal guardians), it can be a very useful type of deal. High rental prices and a relatively stable housing market mean that both students and parents are starting to see this as a good way to pay for accommodation, but have property to show for it at the end of the course.

After you have used the student mortgage calculator...

You may want to consider whether this type of deal is right for you. As with all mortgage packages, you need to make sure that you are able to afford the repayments, or you run the risk of having your property repossessed. However, if you can afford to take out a mortgage, then the benefits can be large. Many students arrange a deal in partnership with their parents. It’s also worth taking out suitable mortgage protection, covering you in case of illness, accident or redundancy.

Use our student mortgage calculator

Call us on 0845 603 1525 for more information, assistance and advice. Our team of friendly advisors are on hand to help you find the best deal available.