Student mortgage rates

Let us find the juiciest quote for you

There are some great value student mortgage rates available through dozens of UK lenders - but it can be difficult trying to find the right one.

First Mortgage is an impartial broker that searches the whole of the market. We provide a completely FREE service that will find the best student mortgage rates for you.

Find low student mortgage rates

What is a student mortgage rate?

With today’s high rental fees and strong property market it has become more popular for students to arrange a mortgage while at university. Student mortgage rates can be very competitive, but most deals require a guarantor (usually parent or legal guardian). It’s possible to find deals offering up to 90% of the value of the property.

Is a student mortgage right for you?

Like all mortgages, it’s important to work out whether you can afford the repayment (you can use our calculator to get an idea of monthly fees). However, for many young people this is a viable option, finding properties with monthly repayments similar to rental rates. Many students arrange a deal in partnership with their parents, so that both parties can benefit once the degree course has finished. You may also want to learn more about the various forms mortgage protection, covering you in case illness, accident or redundancy prevent you from paying the monthly rate.

You can phone us on 0845 603 1525 to talk with one of our team about your options. We are waiting to take your call!



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