Variable Rates Mortgage

Tailored rates with firstmortgage.co.uk

Why search through hundreds of lenders for the right variable rate mortgage?

First Mortgage has a whole of market choice, meaning that we can find the very best deal for you from over a hundred UK lenders and we won’t charge a penny for our service.

Apply now for a variable rate mortgage with First Mortgage

Why get a variable rate mortgage?

A variable rate mortgage is on which is linked to the lenders standard variable rate (SVR). The SVR is normally a set percentage above the Bank of England base rate or the LIBOR rate. Previously variable rate mortgages were seen as expensive, but since the onset of tighter lending criteria and higher fixed rate mortgages, SVR mortgages have become competitive.

Is a variable rate mortgage deal right for you?

A variable rate mortgage can be a good short-term solution when there is uncertainty over which way the Bank of England rates are going to move and the current high rates for fixed rate mortgages. However, you should consider the fact that if the Bank of England raises it rates then the variable rate mortgage interest rates will rise shortly after.

Apply now for a variable rate mortgage with First Mortgage

Call us on 0845 603 1525 to talk with one of our experienced and friendly team. We are happy to discuss your needs and help choose the best option for you.



  • Our whole of market service provides an unbeatable choice of mortgage lender.
  • We have negotiated many ‘Exclusive’ market leading deals for our clients only.
  • Your own dedicated mortgage advisor manages your application from start to finish.
  • We do all the paperwork and work with lenders to ensure everything goes smoothly.
  • Our mortgage advisors are expert in every type of money saving remortgage.
  • Branches throughout Scotland
  • Specialist help for first time buyers and homemovers with Property Law Centre
  • Scotland’s longest established mortgage advisors
Why use First Mortgage?

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First Mortgage, the UK’s specialists in sourcing mortgages, remortgages and protection plans, are actively encouraging clients in Scotland (...)
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Mortgage Testimonials

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- A first class service and will recommend them to all my friends - E Klimek
- Thank you so much for guiding me through all stages with expertise, you filled me with so much confidence - D More
- My advisor and branch manager made the home buying process a joy! - S Tilston
- We received the best dealings we have ever had from first mortgage - I MacDonald

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