FirstMortgage Blog

22 Feb
Taking the plunge – are you ready for your first mortgage?
Taking the plunge – are you ready for your first mortgage?

There are some decisions in life you need to make in the moment and then see how they play out. The decision regarding your first mortgage is no way that type of decision. You need to evaluate your situation, weigh the pros and cons, and decide based on logic - not on emotion, and NOT on what everyone else is doing. Applying for a mortgage because your parents drilled i...

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14 Dec
Should you overpay on your mortgage?
Should you overpay on your mortgage?

If you have any surplus cash floating around you may be considering reducing the balance, and therefore the term, of your mortgage. Making overpayments on your mortgage can be a sound investment – it could save you tens of thousands of pounds in interest in the long term - but like any financial decision, there are many factors to take into account first. Check you...

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13 Oct
UK sees jump in mortgage applications post Brexit
UK sees jump in mortgage applications post Brexit

Despite the post Brexit vote jitters which saw a slump in mortgage applications, record low interest rates drew in buyers of all varieties from August onwards. After the historic vote for Britain to leave the European Union, the nation was holding its breath for the housing price collapse as warned by Remain campaigners. However, this appears to have been upended, with ...

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13 Oct
Newsletter October 2016
Newsletter October 2016

Four surprising factors that could be ruining your credit score If you’re planning on applying for a mortgage, your broker or lender will use your credit score (among other things) to determine whether or not to give you that all-important, life-changing loan. Generally speaking, a good credit score increases your chances of being accepted for a mor...

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21 Sep
Thinking of remortgaging? Don’t make this mistake
Thinking of remortgaging? Don’t make this mistake

Homeowners remortgage for all sorts of reasons. It could be you’re coming up to the end of your current deal and want to see if you can get a better rate or reduce your term, or maybe you want to borrow extra cash for home improvements or to consolidate other debts. Whatever the reason, remortgaging is another of those financial decisions which has to be carefully consi...

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