As Scotland's leading first time buyer specialists, we are proud to help 1000's of customers buy their first homes each and every month.
It doesn't matter where you are in the home buying process or how complicated your individual circumstances might seem, we will find the best home buying option for you.
We can even look at mortgage schemes available in Scotland that could allow you to buy a home for as little as a 5% deposit or with support from the newly announced First Homes Fund.
Our advice is always free - so there's no better place to start your home buying journey, than right here.
Proud to be the UK’s top-rated mortgage advisor on Trustpilot
For over 25 years, we’ve helped hundreds of thousands of people move home with confidence. With over 31,000 5-star Trustpilot reviews, we’re one of the nation’s favourites.
- Our £500 Guarantee
- Low Deposit Options
- Your dedicated expert team
- The right deal for you
- We handle everything (seriously, everything)
Does a first home seem out of reach?
We’re passionate about helping people buy their first homes, and we know how tough it can be. To find a solution that works for you, we’ll talk you through the latest:
- Government-backed initiatives
- Affordable housing options
- Help-to-buy schemes
- Low-deposit mortgages from specialist lenders
We’ll work to make your budget stretch further and help you achieve your home-owning goals as soon as possible. You may be surprised at what’s possible.
We want to help you get the keys to your first home
We have offices throughout the country. However, most of our clients complete the entire process by phone or video call. Got a mortgage question at 7pm? Call us. We’ll be there for you.
We’re not just here to help with today’s mortgage — we’ll support you throughout your home-owning journey. Free, always.
Ready to get accepted on a mortgage?
If you’re still getting your head around the process, this is the journey we’ll go on together.
We’ll get to know you and understand your unique situation and priorities. That way, we can tailor our advice to meet your specific needs.
We’ll run the numbers and calculate your borrowing potential. Then we’ll use smart tech to search thousands of mortgage deals from major banks and specialist lenders, securing your mortgage in principle with a mortgage that’s right for your situation.
With a mortgage in principle, you’re in a stronger position when booking viewings as a serious buyer. You can act quickly and make an offer the moment you find your perfect home.
Once your offer is accepted, we’ll manage all the paperwork and coordinate with your lender, solicitor and surveyor to ensure everything runs smoothly.
Your mortgage journey doesn’t end when you get your keys. We’ll monitor your mortgage and be in touch when it’s time to renew or if better deals become available. We can also help protect your home and family with tailored protection advice.
And remember — our advice is fee-free forever.
We have branches all over Scotland
Edinburgh
EH3 7HR
Aberdeen
AB25 1ED
Glasgow
G1 1NL
Falkirk
FK1 1LL
BEECHWOOD PARK
Sir Walter Scott Drive
Inverness
IV2 3BL
Dundee
DD1 3AR
Kirkcaldy
KY1 1ED
6 Auld Bond Road
Perth
PH1 3FX
Dalkeith
EH22 1JB
Stirling
FK8 1JU
Galashiels
TD1 1BD
5 Allen Road
Livingston
EH54 6TQ
Kingseat Road
Dunfermline
KY11 8RY
30 Walker Street
Edinburgh
EH3 7HR
243 George Street
Aberdeen
AB25 1ED
The Green House
BEECHWOOD PARK
Sir Walter Scott Drive
Inverness
IV2 3BL
Inveralmond Business Centre
6 Auld Bond Road
Perth
PH1 3FX
Rutland House
5 Allen Road
Livingston
EH54 6TQ
Unit 4 Halbeath Business Park
Kingseat Road
Dunfermline
KY11 8RY
People first
At First Mortgage, you’ll find people who understand your circumstances and provide friendly, personal and tailored advice, alongside access to over 12,000 leading products.
With over 25 years of experience, we know what works.
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