No fees. Just friendly, personal advice.

With First Mortgage, you get expert, tailored mortgage advice – completely free.

No upfront advice fees. No hidden charges. No surprise invoice at the end.

Just expert guidance, full paperwork support and ongoing help – without paying us a penny.

And because we search over 12,000 mortgage products and back every recommendation with our £500 Mortgage Promise, you can feel confident you’re getting the right advice – so you can choose the right deal.

This is mortgage advice done properly. And fairly.

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How can we offer free advice?

It’s simple.

Our service is fully funded by lenders – and, importantly, this doesn’t affect your mortgage deal in any way. Most lenders pay similar commission rates, so there’s no incentive for us to favour one over another. And if you don’t go ahead with a mortgage, we don’t get paid. It’s that straightforward.

Many other brokers charge the homebuyer a fee on top – typically £250 to £500, and sometimes as much as 1% of the property price. That could mean thousands.

We don’t believe that’s fair.

Our success depends on doing what’s right for you. Always.

Your home may be repossessed if you do not keep up repayments on your mortgage.

What our fee-free advice really gives you

Ongoing support, not a one-off transaction
Free doesn’t mean one conversation and goodbye. We’re here for the long term. From the moment we first help you, we’ll monitor your mortgage, let you know when better options become available and help you adapt as your circumstances change. Because advice
A dedicated advisor who puts you first
Free doesn’t mean less attention. You’ll have one experienced advisor who’ll take the time to understand your goals and priorities. They’ll be easy to reach and happy to answer your questions whenever you need them.
Recommendations built around you
Free doesn’t mean biased. Our job isn’t to sell a particular product – it’s to recommend the mortgage that genuinely fit your circumstances. There’s no hidden agenda. Just impartial advice, built around you.
Confidence that comes from experience
Free doesn’t mean inexperienced. We’ve been delivering fee-free mortgage advice for over 25 years. In that time, we’ve helped more than 250,000 people secure the right mortgage — and we’re proud to be rated 5/5 on Trustpilot from over 30,000 reviews.
Our £500 Mortgage Promise
That experience gives us the confidence to make our £500 Mortgage Promise: if you find a better deal elsewhere, we’ll pay you £500.

Hear what our customers are saying about us

We’re proud to be one of the UK’s most trusted mortgage brokers, with thousands of happy customers.

Ready to see what’s possible?

Book an appointment

Meet us in person at one of our branches or chat to us via video call — whatever works best for you. All appointments are with our friendly and experienced mortgage experts.

Book now