How much could you borrow?
Get a quick estimate based on your income. Then talk to an advisor for the exact figure, free of charge.
Mortgage Calculator
This tool is designed to give an indication of how much you can borrow based on your annual salary (before tax).
Your advisor will calculate exactly how much you can borrow based on your personal circumstances, and what that would cost, whilst explaining the home buying process in simple terms - no jargon!
What's your total annual pre-tax income?

Why the exact figure needs a conversation
A calculator can only work from the numbers you give it. Lenders look at a lot more than income alone: your outgoings, your credit history, the type of property, and the deposit you have.
That's where a dedicated advisor makes the difference. They'll take the time to understand your full situation and give you an answer you can actually rely on, backed by access to over 28,000 products across the market. And it won't cost you anything to ask.
Ready to get started?
Meet us in person at one of our branches or chat to us via video call — whatever works best for you. All appointments are with our friendly and experienced mortgage experts.
Find your local branch and pop in for a chat.
We’ll help you take the next step.
Our friendly team of advisors is ready to answer your questions right away.