As a contractor you may feel that your options are limited when it comes to applying for a mortgage. Typically there may be increased challenges when compared to those who are employed on a permanent basis, but it is still possible and it is important not to let those challenges prevent you from buying your first home.
As one of the UK’s leading mortgage brokers, we can help you overcome challenges that you, as a contractor, may face. We offer whole of market mortgage advice and can even offer mortgage deals that are exclusively available through us. These exclusive deals and our specialist contractor mortgage experience are imperative in ensuring that you will always get the best mortgage available to you, which is why each mortgage is always backed by our unique ‘Best in Market’ promise.
When it comes to mortgages for contractors, requirements such as minimum daily rates and the length of your contract vary across lenders. We will work with you to ensure that we find the most appropriate lender and mortgage type for your particular circumstances addressing any queries you may have on the way.
You will be appointed a dedicated mortgage advisor who will take you through the whole mortgage or remortgage process. We will also explore all options available right from the initial application, including home buying schemes such as Help to Buy, MiNewHome and shared equity. As part of our service, we will also handle all of the paperwork, while liaising with solicitors and surveyors at each stage of the process.
Contact your local branch today and discover what our impartial advice can do for you…
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. FIRST MORTGAGE IS A TRADING NAME OF FIRST MORTGAGE DIRECT LIMITED WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. IN ENGLAND AND WALES YOU MAY BE REFERRED TO AN ADVISOR FROM FIRST MORTGAGE (NE). FIRST MORTGAGE (NE) IS A SEPARATE ENTITY AND IS A TRADING STYLE OF M&R FM LTD, WHO ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY