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Free First Time Buyer Mortgage Advice

Taking your first step onto the property ladder is an exciting time – but with so much to think about, it can be a little daunting. We believe everyone has the right to free mortgage advice, and as the UK’s top rated first time buyer specialist, we’re better placed than anyone to walk you through the process of buying your first home.

We will provide you with a dedicated mortgage advice team who will be with you at every step of the journey. They will calculate exactly how much you can borrow, how much everything will cost, and walk you through the entire purchasing process from start to finish. We also do all the paperwork – no heavy lifting for you!

What's more, we will never charge you a penny for our service - we're 100% free and always will be.

We offer a flexible service that gives you the power to choose how and when you want to deal with us. Whether that’s online, over the phone, or in branch over a hot cup of coffee – we’re here to help, whenever you need us.

We have exclusive 90-95% First Time Buyer mortgages to help make buying your dream home a more affordable reality, and with our unique “Best in market” mortgage promise, you have peace of mind we will find the best mortgage for you – guaranteed.

Come and see for yourself, and join the thousands of happy first time buyers we help every single year.

We'll search the thousands of products to ensure the very best mortgage deal for you.
We'll liaise with your lender, solicitor, and surveyor, so you don't have to.
Last, but not least, we'll even take care of all the paperwork.

Our service is 100% free, from start to finish, so you never have to worry about any “hidden costs”, and we are always just a phone call away.

How Much Can I Borrow?

Your advisor will calculate exactly how much you can borrow based on your personal circumstances, and what that would cost, whilst explaining the purchasing process in simple terms – no jargon!

Single Application Joint Application

Great news, you could borrow up to: £45,000

Great news, you could borrow up to: £35,000

To find out exactly how much you can borrow based on your specific circumstances, please make an enquiry to speak to an advisor.

Quick Enquiry

Help to Buy, Shared Equity & Exclusive Offers

Our mortgage advisors have access to thousands of first time buyers offers, including exclusive First Mortgage offers, and we don’t just find you a cheap deal - we’ll find you the right deal, tailored to your needs and taking into account anything the future might have in store.

Your expert advisor will also discuss the national Help to Buy scheme, which is for first time buyers purchasing a new build home, and may allow you to buy a better home than you initially thought possible.

In addition, your advisor can also guide you through low cost and affordable housing schemes provided by the local UK government which allow customers to get a foot on the housing ladder with as low as a 5% deposit whilst retaining 100% home ownership.

With First Mortgage’s expert advisors and exclusive deals from hundreds of lenders, it has never been easier to get on the property ladder. Just find the home you love, and we’ll do the rest.

as little as



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Start your journey today – contact us to see what our award winning advisors can do for you!

Client Reviews

Say goodbye to fees

We won't charge you a penny. Ever.

We’re not just any mortgage broker – we’re a free, award winning mortgage broker with access to the best deals out there. And there’s no catch. While most mortgage brokers will charge you a hefty fee for using their service, we don’t. Our service is funded entirely by mortgage lenders, so you can bid farewell to advice fees. Did we mention we’ll even do all the paperwork for you?

No hard sells. No obligation. Just fee-free advice.

Our Promise

Because your peace of mind matters to us.

We’re so confident in finding the best mortgage or remortgage deal available to you that every mortgage we source comes fully backed by our one of a kind mortgage guarantee.

If you can get a better mortgage offer from anywhere else, we’ll give you £500.

Not Quite Ready?

That's alright, we know it's not everyday that you get a mortgage.

How much can I borrow?

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Payment Calculator

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Stamp Duty Calculator

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