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Specialist Contractor Mortgage Advice

At First Mortgage, we understand that being a self-employed professional comes with a unique set of circumstances and a level of independence that makes you different. We embrace that difference, and have worked with thousands of self-employed contractors over the years to gain a deep understanding of the challenges you face when looking for a mortgage, and how best to overcome them.

As the top rated mortgage broker in the UK, we know our team of specialist advisors are the best in the business. We take the time to listen to you, to carefully understand your unique personal circumstances, and tailor make a mortgage offer that fits you and your needs best. No question is too big or too small – we’ve heard everything and can answer it all.

Our relationships with lenders have been carefully developed over decades of being in the contractor mortgage business, and with our whole of market access, we have the best, most exclusive deals available at our fingertips. We know you’re proud of your independence, and we are proud of ours, too – it leaves us free to choose whichever lender suits you best, to ensure you walk away happy every single time. Not only that, but you’ll get extra peace of mind with our “best in market” mortgage guarantee.

We understand that contractors don’t always work a 9-5, and it can be difficult to find someone to chat on your schedule. That’s why we’re available when and where it suits you, whether that’s over the phone, online, or in branch over a hot cup of coffee – the choice is yours!

Contact our specialist contractor mortgage team today to find out just what our advice can do for you.

How Much Can I Borrow?

Your advisor will calculate exactly how much you can borrow based on your personal circumstances, and what that would cost, whilst explaining the purchasing process in simple terms – no jargon!

Single Application Joint Application

Great news, you could borrow up to: £45,000

Great news, you could borrow up to: £35,000

To find out exactly how much you can borrow based on your specific circumstances, please make an enquiry to speak to an advisor.

Quick Enquiry

Unbeatable deals backed by our "Best in Market" mortgage promise

Being a contractor does not mean having to accept limited choices and unfavourable rates. We offer whole of market advice and have access to the thousands of mortgage deals available from a wide variety of lenders both on and off the High Street.

When it comes to mortgages for contractors, requirements such as minimum daily rates and the length of your contract may vary across lenders. Our contractor mortgage specialists will work with you to find the most appropriate lender and mortgage type for your circumstances, as well as helping you at every stage of the journey.

As one of the UK’s leading independent mortgage brokers, we can also offer exclusive deals that are available only to First Mortgage clients. This, combined with our extensive experience in dealing with mortgages for contractors, gives us the confidence to guarantee you an unbeatable deal. We'll liaise with the lender, solicitors and surveyors on your behalf, and deal with all the necessary paperwork, so you don't have to worry about a thing.

Get started today - contact your local branch and see what our award-winning service can do for you!

Client Reviews

Say goodbye to fees

We won't charge you a penny. Ever.

We’re not just any mortgage broker – we’re a free, award winning mortgage broker with access to the best deals out there. And there’s no catch. While most mortgage brokers will charge you a hefty fee for using their service, we don’t. Our service is funded entirely by mortgage lenders, so you can bid farewell to advice fees. Did we mention we’ll even do all the paperwork for you?

No hard sells. No obligation. Just fee-free advice.

Our Promise

Because your peace of mind matters to us.

We’re so confident in finding the best mortgage deal available to you that every mortgage we source comes fully backed by our one of a kind mortgage guarantee.

If you can get a better mortgage offer from anywhere else, we’ll give you £500.

Not Quite Ready?

That's alright, we know it's not everyday that you get a mortgage.

How much can I borrow?

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Payment Calculator

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Stamp Duty Calculator

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