Contractor Mortgages
At First Mortgage, we understand that being a self-employed professional comes with a unique set of circumstances and a level of independence that makes you different. We embrace that difference, and have worked with thousands of self-employed contractors over the years to gain a deep understanding of the challenges you face when looking for a mortgage, and how best to overcome them.
As the top-rated mortgage broker in the UK, we know our team of specialist advisors are the best in the business. We take the time to listen to you, to carefully understand your unique personal circumstances, and tailor make a mortgage offer that fits you and your needs best. No question is too big or too small – we’ve heard everything and can answer it all.
Our relationships with lenders have been carefully developed over decades of being in the contractor mortgage business, and we have the best, most exclusive deals available at our fingertips. We know you’re proud of your independence, and we are proud of ours, too – it leaves us free to choose whichever lender suits your circumstances, to ensure you walk away happy every single time. Not only that, but you’ll get extra peace of mind with our £500 mortgage guarantee.
We understand that contractors don’t always work a 9-5, and it can be difficult to find someone to chat on your schedule. That’s why we’re available when and where it suits you, whether that’s over the phone, online, or in branch over a hot cup of coffee – the choice is yours!
Contact our specialist contractor mortgage team today to find out just what our advice can do for you.
Advice that’s 100% free.
And always right for you.
We believe everyone deserves honest, impartial mortgage advice – without worrying about the cost. That’s why our advice is fee-free, always. We’re paid by the lender when we arrange a mortgage, so you’ll never receive a bill from us. No pressure. No hidden agendas. Just straightforward guidance from people who’ll put your interests first.
It’s one of the reasons thousands of people trust us every year and rate us so highly on Trustpilot for the way we look after them.
- Our £500 Mortgage Promise
- Truly personal advice
- Your dedicated expert team
- The right deal for you
- Complete end-to-end support
- Long-term assistance
How Much Can I Borrow?
Need a quick estimate without having an initial chat?
Use our calculator below:
What's your total annual pre-tax income?
Unbeatable deals backed by our £500 mortgage promise
Being a contractor does not mean having to accept limited choices and unfavourable rates. We have access to the thousands of mortgage deals available from a wide variety of lenders both on and off the High Street.
When it comes to mortgages for contractors, requirements such as minimum daily rates and the length of your contract may vary across lenders. Our contractor mortgage specialists will work with you to find the most appropriate lender and mortgage type for your circumstances, as well as helping you at every stage of the journey.
As one of the UK’s leading mortgage brokers, we can also offer exclusive deals that are available only to First Mortgage clients. This, combined with our extensive experience in dealing with mortgages for contractors, gives us the confidence to guarantee you an unbeatable deal. We'll liaise with the lender, solicitors and surveyors on your behalf, and deal with all the necessary paperwork, so you don't have to worry about a thing.
Get started today - contact your local branch and see what our award-winning service can do for you!
We’re rated 5/5 on TrustPilot based on over 30,000 reviews (and counting)...
Say goodbye to fees
We won't charge you a penny. Ever.
While most mortgage brokers charge a hefty fee for their service, we don’t. Our service is funded entirely by mortgage lenders, so you can say goodbye to advice fees.
No hard sells. No obligations. Just fee-free advice.
Our Promise
Because your peace of mind matters to us.
We’re so confident in finding the best mortgage or remortgage deal available to you that every mortgage we source comes fully backed by our one of a kind mortgage guarantee.
If you can get a better mortgage offer from anywhere else, we’ll give you £500.
Feel like you’re not ready yet?
We understand. It’s not every day you rearrange or try to get a mortgage.
Why not try out our calculators to help get your head around the figures.