At First Mortgage, we understand that being a self-employed professional comes with a unique set of circumstances and a level of independence that makes you different. We embrace that difference, and have worked with thousands of self-employed contractors over the years to gain a deep understanding of the challenges you face when looking for a mortgage, and how best to overcome them.
As the top rated mortgage broker in the UK, we know our team of specialist advisors are the best in the business. We take the time to listen to you, to carefully understand your unique personal circumstances, and tailor make a mortgage offer that fits you and your needs best. No question is too big or too small – we’ve heard everything and can answer it all.
Our relationships with lenders have been carefully developed over decades of being in the contractor mortgage business, and with our whole of market access, we have the best, most exclusive deals available at our fingertips. We know you’re proud of your independence, and we are proud of ours, too – it leaves us free to choose whichever lender suits you best, to ensure you walk away happy every single time. Not only that, but you’ll get extra peace of mind with our “best in market” mortgage guarantee.
We understand that contractors don’t always work a 9-5, and it can be difficult to find someone to chat on your schedule. That’s why we’re available when and where it suits you, whether that’s over the phone, online, or in branch over a hot cup of coffee – the choice is yours!
Your advisor will calculate exactly how much you can borrow based on your personal circumstances, and what that would cost, whilst explaining the purchasing process in simple terms – no jargon!
Great news, you could borrow up to: £162,000
Great news, you could borrow up to: £75,600
To find out exactly how much you can borrow based on your specific circumstances, please make an enquiry to speak to an advisor.Quick Enquiry
Being a contractor does not mean having to accept limited choices and unfavourable rates. We offer whole of market advice and have access to the thousands of mortgage deals available from a wide variety of lenders both on and off the High Street.
When it comes to mortgages for contractors, requirements such as minimum daily rates and the length of your contract may vary across lenders. Our contractor mortgage specialists will work with you to find the most appropriate lender and mortgage type for your circumstances, as well as helping you at every stage of the journey.
As one of the UK’s leading independent mortgage brokers, we can also offer exclusive deals that are available only to First Mortgage clients. This, combined with our extensive experience in dealing with mortgages for contractors, gives us the confidence to guarantee you an unbeatable deal. We'll liaise with the lender, solicitors and surveyors on your behalf, and deal with all the necessary paperwork, so you don't have to worry about a thing.
Get started today - contact your local branch and see what our award-winning service can do for you!
We’re not just any mortgage broker – we’re a free, award winning mortgage broker with access to the best deals out there. And there’s no catch. While most mortgage brokers will charge you a hefty fee for using their service, we don’t. Our service is funded entirely by mortgage lenders, so you can bid farewell to advice fees. Did we mention we’ll even do all the paperwork for you?
We’re so confident in finding the best mortgage deal available to you that every mortgage we source comes fully backed by our one of a kind mortgage guarantee.
If you can get a better mortgage offer from anywhere else, we’ll give you £500.
All mortgage brokers get paid a fee by the lender upon completion of a mortgage. In addition to this, most of these brokers will also charge you a hefty fee.
This fee typically ranges from £300 to £500 per client, with some brokers charging as much as £1,250.
We know you don’t like fees, and we don’t either.
Our service is funded entirely by mortgage lenders, which doesn’t affect your mortgage in any way, and means you won’t ever have to pay us a penny. Combined with our Best in Market mortgage guarantee – where we’ll pay you £500 if you get a better deal elsewhere – we can confidently say there is no better place to go for your mortgage needs.
So whether you simply want to know what options are available to you, what you can afford or you’ve found the house of your dreams, get in touch and we’ll get the right deal in place for you.
The right mortgage for you. Every time.
At First Mortgage, we’re so confident in our choice of products and our advice, that we provide every customer with a simple guarantee – should you receive a better offer from another lender than the mortgage offer issued by the First Mortgage applied for lender, we’ll happily pay you £500!
This promise is offered exclusively to First Mortgage clients who receive a better mortgage offer from another lender, on a like for like product basis, than the mortgage offer already issued by the First Mortgage applied for lender.
It’s Really That Simple
We are so confident that our range of products and advice cannot be beaten that we provide this gimmick-free offer to all our clients. Simply provide us with a copy of the alternative mortgage offer at least 10 days prior to completion/entry date, which confirms eligibility for a mortgage product that has a lower true cost over the special rate period than the mortgage recommended by First Mortgage, and we will pay you £500.