Getting a mortgage as a self-employed contactor can have its challenges, but don’t let that prevent you from buying a home! We understand that there can be an overwhelming amount of information out there, and it can all be a little daunting.
That’s why we do our best to make the process as stress-free as possible, providing you with your very own dedicated mortgage advisor to take you through the entire process from start to finish. Your advisor will identify all the options open to you and help overcome any challenges you may face as a self-employed person.
They will then search the whole of market, including exclusive deals from a wide range of lenders, and narrow down your “Best in Market” mortgage. Along with that comes a firm in principle lending decision, so you can begin your property hunt with confidence.
Ready to buy? No problem! We want your experience to be as stress-free as possible, so we take care of the following on your behalf:
Your advisor will calculate exactly how much you can borrow based on your personal circumstances, and what that would cost, whilst explaining the purchasing process in simple terms – no jargon!
Great news, you could borrow up to: £45,000
Great news, you could borrow up to: £35,000
To find out exactly how much you can borrow based on your specific circumstances, please make an enquiry to speak to an advisor.Quick Enquiry
Being a contractor does not mean having to accept limited choices and unfavourable rates. We offer whole of market advice and have access to the thousands of mortgage deals available from a wide variety of lenders both on and off the High Street.
When it comes to mortgages for contractors, requirements such as minimum daily rates and the length of your contract may vary across lenders. Our contractor mortgage specialists will work with you to find the most appropriate lender and mortgage type for your circumstances, as well as helping you at every stage of the journey.
As one of the UK’s leading independent mortgage brokers, we can also offer exclusive deals that are available only to First Mortgage clients. This, combined with our extensive experience in dealing with mortgages for contractors, gives us the confidence to guarantee you an unbeatable deal. We'll liaise with the lender, solicitors and surveyors on your behalf, and deal with all the necessary paperwork, so you don't have to worry about a thing.
Get started today - contact your local branch and see what our award-winning service can do for you!
All mortgage brokers get paid a commission by the lender upon completion of a mortgage. In addition to this, most of these brokers will also charge you, the customer, a hefty fee.
This fee typically ranges from £300 to £500 per client, with some brokers charging as much as £1,250.
We know you don’t like fees, and we don’t either.
Our service relies on commission only, which doesn’t affect your mortgage in any way, and means you won’t ever have to pay us a penny. Combined with our Best in Market mortgage guarantee – where we’ll pay you £500 if you get a better deal elsewhere – means we can confidently say there is no better place to go for your mortgage needs.
So whether you simply want to know what options are available to you, what you can afford or you’ve found the house of your dreams, get in touch and we’ll get the right deal in place for you.
The right mortgage for you. Everytime.