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Southampton & Portsmouth

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West Yorkshire

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100% Right to Buy Mortgages

If you have been living in your council property for at least two years, it’s likely that you will have the opportunity to purchase your home at a discounted price.

Please note this scheme ended in Scotland on 31st July 2016, however applications are still welcome for council tenants in England, Wales, and Northern Ireland.

For many, this is a better long-term option than renting, and as there is a discount applied to the purchase price, this means no deposit is required to purchase your own home! Our advisors are experts in right to buy mortgages and will provide you with tailored advice from the widest possible choice of top lenders on and off the High Street, all backed by a ‘Best in Market’ mortgage promise that simply won’t be beaten.

Even better news is that First mortgage will complete all the paperwork for you, dealing with the lenders at every stage of the process to ensure everything goes smoothly from start to finish. And it won’t cost you a penny!

How Much Can I Borrow?

Your advisor will calculate exactly how much you can borrow based on your personal circumstances, and what that would cost, whilst explaining the purchasing process in simple terms – no jargon!

Single Application Joint Application

Great news, you could borrow up to: £45,000

Great news, you could borrow up to: £35,000

To find out exactly how much you can borrow based on your specific circumstances, please make an enquiry to speak to an advisor.

Quick Enquiry

Speak to your local Right to Buy mortgage advisor today

If you are interested in buying your council property under the Right to Buy scheme, our local mortgage advisors are here to provide expert guidance every step of the way. Our advice is always 100% free and our specialist advisors will take you through every step of the right to buy application, including appointment of a local solicitor, which will be required to complete the purchase.

As a leading impartial mortgage advice firm, we have also been able to negotiate a number of exclusive rates and deals with lenders, which are only available to First Mortgage clients. When a small difference in rate can have a big impact on your monthly repayments, it’s important to make sure you really are getting the best deal possible for your circumstances. We’ll take care of all of this and more – you’ll never have to worry about a thing.

Contact us today to discuss whether Right to Buy is right for you!

Client Reviews

Say goodbye to fees

We won't charge you a penny. Ever.

We’re not just any mortgage broker – we’re a free, award winning mortgage broker with access to the best deals out there. And there’s no catch. While most mortgage brokers will charge you a hefty fee for using their service, we don’t. Our service is funded entirely by mortgage lenders, so you can bid farewell to advice fees. Did we mention we’ll even do all the paperwork for you?

No hard sells. No obligation. Just fee-free advice.

Our Promise

Because your peace of mind matters to us.

We’re so confident in finding the best mortgage deal available to you that every mortgage we source comes fully backed by our one of a kind mortgage guarantee.

If you can get a better mortgage offer from anywhere else, we’ll give you £500.

Not Quite Ready?

That's alright, we know it's not everyday that you get a mortgage.

How much can I borrow?

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