A free impartial mortgage advisory service from start to finish
We compare over 10,000 products to find the one best suited to your needs
We guarantee we'll find the best deal available for your circumstances
At First Mortgage, we offer free impartial mortgage advice that searches over 10,000 products to find the best mortgage or remortgage deal to suit your financial circumstances – all backed by our unique “Best in Market” guarantee.
From our offices in Elgin & Inverness, our advisors will be with you every step of the way, ensuring your journey through the mortgage process is as stress-free as possible. We will take out the complexities of buying your new home or remortgaging, completing all the paperwork and liaising with the surveyors and solicitors, so you don’t have to.
We don’t believe there’s a “one size fits all” approach to mortgages, and our local experts will take the time to understand your personal circumstances, to ensure you get the right mortgage deal for you, every time.
To arrange a convenient time to speak with one of our advisors, please call our Elgin or Inverness mortgage advice centres or make an online enquiry. We are open from 9am – 5:30pm on weekdays and 10am – 5pm on Saturdays, with evening and further weekend appointments available on request. Our mortgage centres cover the whole of Moray and the Highlands, including Elgin, Inverness, Nairn & Keith.
Call us today or simply complete an enquiry form online to find out what our mortgage advisory services can do for you.
We’re not just any mortgage broker – we’re a free, award winning mortgage broker with access to the best deals out there. And there’s no catch. While most mortgage brokers will charge you a hefty fee for using their service, we don’t. Our service is funded entirely by mortgage lenders, so you can bid farewell to advice fees. Did we mention we’ll even do all the paperwork for you?
We’re so confident in finding the best mortgage or remortgage deal available to you that every mortgage we source comes fully backed by our one of a kind mortgage guarantee.
If you can get a better mortgage offer from anywhere else, we’ll give you £500.
Our clients love to shout about our award winning service. Over 70% in fact. A hefty seventy percent of our new clients come from friends and family recommendations, which is tangible proof we’re doing something right.
You won’t pay us any fees. Ever. That’s because we only receive a commission from the mortgage lender and leave off the unnecessary fees some other mortgage brokers charge – which saves you hundreds of pounds.
With over 10,000 mortgage products on the market, and more being added every day, basic comparison sites just aren't up to it. That’s why our brokers use sophisticated mortgage search tools, designed specifically for finding you the best deal, based on your individual circumstances. And to top it all off, we’ll fill in every form on your behalf.
We work for you, not the banks. And that means we can give you advice on over 10,000 products from hundreds of lenders.
That's alright, we know it's not everyday that you get a mortgage.Ask us
All mortgage brokers get paid a fee by the lender upon completion of a mortgage. In addition to this, most of these brokers will also charge you a hefty fee.
This fee typically ranges from £300 to £500 per client, with some brokers charging as much as £1,250.
We know you don’t like fees, and we don’t either.
Our service is funded entirely by mortgage lenders, which doesn’t affect your mortgage in any way, and means you won’t ever have to pay us a penny. Combined with our Best in Market mortgage guarantee – where we’ll pay you £500 if you get a better deal elsewhere – we can confidently say there is no better place to go for your mortgage needs.
So whether you simply want to know what options are available to you, what you can afford or you’ve found the house of your dreams, get in touch and we’ll get the right deal in place for you.
The right mortgage for you. Every time.
At First Mortgage, we’re so confident in our choice of products and our advice, that we provide every customer with a simple guarantee – should you receive a better offer from another lender than the mortgage offer issued by the First Mortgage applied for lender, we’ll happily pay you £500!
This promise is offered exclusively to First Mortgage clients who receive a better mortgage offer from another lender, on a like for like product basis, than the mortgage offer already issued by the First Mortgage applied for lender.
It’s Really That Simple
We are so confident that our range of products and advice cannot be beaten that we provide this gimmick-free offer to all our clients. Simply provide us with a copy of the alternative mortgage offer at least 10 days prior to completion/entry date, which confirms eligibility for a mortgage product that has a lower true cost over the special rate period than the mortgage recommended by First Mortgage, and we will pay you £500.