First Time Buyer Mortgages
95% Mortgages

Free First Time Buyer Mortgage Advice

Buying your first home is an exciting time, but with so many plans to make and questions to be answered it can also be a little daunting. That’s why we, as the UK’s leading first time buyer specialist, provide a dedicated mortgage advisor who will calculate exactly how much you can borrow and what that would cost, while also explaining the whole purchasing process including likely legal, survey and other costs involved in buying. Your advisor will then search out your ‘Best In Market’ mortgage from an unbeatable whole of market choice and provide a firm in principal lending decision so you can begin looking for property with complete confidence.

When you are ready to buy, that same expert advisor will quickly check that the original mortgage quoted remains the best in the market whilst liaising with your solicitor and surveyor to get your purchase quickly underway. Having made a successful offer for property, your advisor will then handle all the complex paperwork, again working with the lender, solicitor and surveyor throughout the purchase to ensure that buying your new home is a thoroughly stress-free experience.

We help many thousands of happy first time buyers every year with a 98% customer satisfaction rating, all backed by a ‘Best In Market’ mortgage promise for your complete peace of mind. Additionally, as one of the UK’s largest mortgage advisors, we have been able to negotiate exclusive 90-95% First Time Buyer mortgages to help make buying your dream home a more affordable reality.

Help to Buy, Shared Equity & Exclusive Offers

There are many attractive first time buyer mortgage schemes and exclusive offers available in the market, all designed to help the hard pressed buyer get onto the property ladder. Our mortgage advisors are expert in all of the various options available, including shared equity schemes offered by new home builders and housing associations, all of which could help you buy a much better home than you might have thought possible.

We can also advise on the home buying schemes available to you such as Help to Buy, Mi New Home and New Buy which can allow you to buy a home with as little as a 5% deposit, whilst retaining 100% home ownership.

Contact your local branch today and discover what our impartial advice can do for you…

Why First Mortgage?

  • Unbeatable whole of market choice
  • 95% first time buyer mortgages
  • In principle lending decision in minutes
  • Your own dedicated mortgage advisor
  • Hassle free - we do all the paperwork
  • 'Best in Market' award winning advice
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE FIRST MORTGAGE IS A TRADING NAME OF FIRST MORTGAGE DIRECT LIMITED WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY IN ENGLAND AND WALES YOU MAY BE REFERRED TO AN ADVISOR FROM FIRST MORTGAGE (NE). FIRST MORTGAGE (NE) IS A SEPARATE ENTITY AND IS A TRADING STYLE OF M&R FM LTD, WHO ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY