Buying a New Build home can be an exciting time and an appealing route to take given the many offers being promoted, including shared equity, part exchange and Government incentives, such as Help to Buy.
With so many great schemes and incentives, new home buyers are often overwhelmed by the number of options to choose from. That’s why it’s important to get impartial advice, making sure you are aware of all the choices made available from various builders.
At First Mortgage we have great experience in providing industry leading services and strive to simplify a process that can be both complex and involved. That’s why we’ve grown an award winning new homes mortgage team, consisting of specialist advisors and committed case managers, ensuring we have sufficient resources in place to deliver a first class service to new home buyers.
We’ll appoint you your own dedicated advisor, who’s an expert in New Build homes, the choice of schemes and various incentives available.
The structure of our branch network brings a localised service, which ensures your advisor has strong local knowledge and understands the locations and products being offered by builders in your local area. They’ll also be on hand to work in close partnership with surveyors, solicitors and estate agents throughout the entire mortgage process to provide tailored mortgage services to our clients, making things as straightforward as possible.
There are a number of options currently available to those looking to buy a New Build home, including the Help to Buy Equity Loan Scheme which can allow you to buy a home with as little as a 5% deposit, whilst retaining 100% home ownership.
With the introduction of the Help to Buy schemes, being able to purchase your first home with a deposit as low as 5%, has proved extremely popular with first time buyers, helping many take that all important step onto the property ladder.
As a result, many lenders are recognising it’s success and are actively supporting the scheme and coupled with mortgage rates at an all time low, there are some very attractive 95% mortgages tailored specifically for New Build properties.
If you are interested in buying a New Build home, or simply would like more information from an impartial source, speak to one of our professional advisors today to learn more about your options.
Our advice is always free, where we’ll talk through what is right for your personal circumstances, finding you the mortgage to suit your needs.
Select your nearest branch and talk to one of our award winning advisors today.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. FIRST MORTGAGE IS A TRADING NAME OF FIRST MORTGAGE DIRECT LIMITED WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. IN ENGLAND AND WALES YOU MAY BE REFERRED TO AN ADVISOR FROM FIRST MORTGAGE (NE). FIRST MORTGAGE (NE) IS A SEPARATE ENTITY AND IS A TRADING STYLE OF M&R FM LTD, WHO ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY